Best Prepaid Cards | July 2022

Prepaid debit cards are an excellent alternative to traditional checking accounts and debit cards. The best prepaid cards offer similar features and perks, such as online bill pay, mobile check deposit, and direct deposit, while avoiding overdraft fees or the need for a checking account.

Prepaid debit cards look and work just like regular credit cards. But looks can be deceiving. The most significant distinction is that the credit limit for a prepaid credit card is limited by the amount of cash that is loaded on the card. Prepaid credit cards do not impact your credit profile or FICO score either. Also, some prepaid cards carry high fees and they rarely include a rewards program.

But if you’re willing to shop around, it is possible to find prepaid credit cards with lower fees and generous benefits. The prepaid cards included on this list carry low fees, provide a convenient alternative to debit cards, and some offer rewards programs.

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