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  Kapitus Invoice Factoring
Kapitus Invoice Factoring
in Accounts Receivable Financing from Kapitus
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Kapitus Invoice Factoring

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in Accounts Receivable Financing from Kapitus
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Highlights
Loan Amount $200,000 - $7,000,000
APR  (Fee-Based Product) Starting at 1.25%
Minimum Months in Business 6
Minimum Revenue N/A

Kapitus Invoice Factoring Review

Kapitus Invoice Factoring is offered by Kapitus, a direct lender founded in 0 and based in New York, NY. Kapitus Invoice Factoring are available in 50 states (and Washington, DC).

Kapitus Invoice Factoring FAQ

What APRs does Kapitus Invoice Factoring offer?

The cost of accounts receivable financing is typically calculated as a percentage of the invoice value, which is charged monthly. Pricing varies widely depending on several factors, such as how long you it takes to repay the invoice advance.

Does Kapitus Invoice Factoring charge an origination fee?

Yes, Kapitus Invoice Factoring charges a origination fee starting at 2.5% of the total amount advanced. Kapitus Invoice Factoring deducts the fee directly from your merchant cash advance amount before disbursing merchant cash advance proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

How much cash can you get from Kapitus Invoice Factoring?

Kapitus Invoice Factoring advances with cash amounts start at $200,000 and go up to $7,000,000.

What type of invoice collection structure does Kapitus Invoice Factoring offers?

Kapitus collects payment for invoices directly from clients.

What types of invoices does Kapitus accept?

Kapitus Invoice Factoring accepts the following invoice type when applying for accounts receivable financing.

  • Business-to-business invoices (B2B).

What trade credit terms does Kapitus accept?

Kapitus accepts the following trade credit term. Trade credit terms are usually expressed as Net D, where D stands for the numbers days after which payment of the invoice is expected.

  • Net 30 days.
  • Net 60 days.
  • Net 90 days.

What is the estimated funding time?

Kapitus Invoice Factoring can approve (or deny) an application within 1 hour and fund within 2 business days of approval.

What are the business financing requirements for Kapitus Invoice Factoring?

To apply for Kapitus Invoice Factoring, the borrower needs to provide the following business document:

  • Business license
  • Business bank account

What limitations does Kapitus Invoice Factoring set on the purpose of the loan?

Kapitus Invoice Factoring considers accounts receivable financing applications for business purposes, such as:

  • Business debt refinance
  • Equipment purchase
  • Lease improvement
  • New location
  • Product or service expansion
  • Working capital
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Kapitus Invoice Factoring

Invoice Factoring. TURN YOUR ACCOUNT RECEIVABLES INTO CASH – FACTORING LINES FROM $200K – $7 Million. Since invoice factoring is cash provided to you based on outstanding invoices, it is not a loan and will not add liabilities to your balance sheet. With invoice factoring you don’t have to wait 30- 90 days to get payment for services/goods delivered and you don’t have a monthly loan payment. The total time it takes to access financing through invoice factoring is typically anywhere between 1-2 weeks. The easy application and underwriting processes will range between 5-10 days and once your invoices are approved, funds are usually provided with 24-48 hours. Owners are free to choose which invoices they would like to factor and the frequency at which they would like to factor an invoice – there are no long-term contracts required. Factoring rates have seen a dramatic decrease over the past few years, with fees as low as 1.5%.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Kapitus

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Merchant Cash Advance

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Origination Fee (%) Starting at 2.5%
Business Financing Requirements
  • Business License
  • Business Bank Account
Credit Score Range 300 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Invoice Collection Structure Collected By Lender Directly
Invoicing Type B2B
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Minimum Months in Business 6
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Business Formation Documents
  • U.S. Tax Identification Number
  • Recent Bank Statements
  • Social Security Number
  • Business Tax Return
  • Employer Identification Number
Collateral Requirement Unsecured
Intended Use of Funds
  • Equipment Purchase
  • Lease Improvements
  • New Location
  • Product or Service Expansion
  • Working Capital
  • Business Debt Refinance
Approval Speed 1 hour
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range 2 - 7 days
Payment Frequency Monthly
Payment Options
  • Automatic Payments
  • Credit/Debit Card
  • Bank Transfer
APR (Fee-Based Product) Starting at 1.25%
APR Type Fee-Based Product
Invoice Qualifications
  • Net 30 Days
  • Net 60 Days
  • Net 90 Days
Loan Amount $200,000 - $7,000,000

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