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Electric Insurance Auto Insurance
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Electric Insurance Auto Insurance

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in Car Insurance from Electric Insurance
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Highlights
Financial Strength Rating A

Electric Insurance Auto Insurance Review

Electric Insurance is a car insurance carrier based in Beverly, MA. The insurance company was founded in 1966 and offers car insurance in 51 states in the USA.

If you're considering whether Electric car insurance is a good option for you, read on.

Electric car insurance Pros & Cons
Pros Cons
  • Generous with policy discounts
  • Offers multiple vehicle equipment discounts
  • No 24/7 phone availability
  • No free policy cancellation
  • No locally available agents
  • Does not offer digital claims reporting
  • No accident forgiveness
  • Does not offer emergency roadside assistance
  • No rental car coverage
  • No ridesharing coverage
  • No transport trailer coverage
  • No travel expenses or trip interruption coverage
Electric car insurance FAQ

What types of car insurance coverage options does Electric car insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options. Electric car insurance offers the following types of car insurance coverage options:

Electric car insurance customers can also add the following riders or endorsements to their insurance policies:

Does Electric car insurance have roadside assistance?

No, Electric Insurance does not have roadside assistace.

Does Electric car insurance offer ridesharing insurance?

No, Electric car insurance does not offer ridesharing coverage as a rider or endorsement.

What benefits does Electric car insurance offer?

Electric car insurance offers the following benefits to its customers:

What insurance discounts does Electric car insurance offer?

When you ask for an insurance quote with Electric car insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.

Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Electric car insurance.

How does Electric Insurance calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Electric Insurance is no exception. However, you can be confident that Electric car insurance will take into consideration your driving record, age, gender, marital status, and address.

Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Electric car insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.

  1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
  2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Electric car insurance insurance quote

  • Visit the Electric Insurance website.
  • Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Electric Insurance

Our Auto coverage can meet your needs — at attractive rates. We also offer valuable emergency roadside assistance services coverage. And really helpful claims adjusters, should you ever need them. Customer satisfaction survey results that count towards recognition awards for our adjusters and proactively checking on customers in catastrophe areas before they filed a claim are only part of why our trophy shelf is full of awards for putting our customers first.  Our Risk Coaches are licensed agents who know common coverage “gaps and gotchas” and insurance myths and misconceptions. They’ll help make sure you know how to avoid those traps and develop an effective coverage strategy. Need more than basic coverage? We provide both required coverages and additional, optional features. Build your customized coverage and we’ll automatically apply the discounts you deserve.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 7:00pm
  • Tuesday 8:00am - 7:00pm
  • Wednesday 8:00am - 7:00pm
  • Thursday 8:00am - 7:00pm
  • Friday 8:00am - 7:00pm
  • Saturday Closed

Other Services by Electric Insurance

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Policy Discounts
  • Advance Purchase / Early Shopper
  • Defensive Driver / Safety Course
  • Full Payment
  • Good Credit
  • Good Student
  • Multiple Policy
  • Multiple Vehicles
  • Affinity Relationship
  • Senior
  • Student Away at School
  • Young Driver Training
  • Claims Free
Vehicle and Equipment Discounts
  • Alternative Fuel / Hybrid
  • Anti-Lock Brake System
  • Anti-Theft Devices
  • Daytime Running Lights
  • Internal Safety Features (Air Bags / Seat Belts)
  • New Vehicle
Liability Vehicle Insurance
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Underinsured Motorist
  • Uninsured Motorist
Medical Vehicle Insurance
  • Medical Payments Coverage
  • Personal Injury Protection
Vehicle Coverages
  • Comprehensive
  • Collision
Financial Strength Rating A
Carrier Features
  • 24/7 Phone Availability
  • Locally Available Agents
  • Digital Claims Reporting
  • Mechanical / Auto Body Repair Network

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