Last Updated: 04/18/2025
Farm Bureau Auto Insurance
Unaffiliated
Last Updated: 04/18/2025
Not enough votes for recommendation
Rating not yet determined3 total votes
Explore a similar product
Try this top product in Car Insurance
Liberty Mutual Auto Insurance
Strongly recommended17 reviews
Community Recommended Products
View AllSponsored
Strongly recommended17 Reviews
Learn MoreSponsored
Mostly recommended10 Reviews
Learn More
Strongly recommended28 Reviews
Learn MoreCompare All Car Insurance
Filter & compare all your options in one place.
Highlights
Financial Strength Rating
A(Verified 04/18/2025)
Farm Bureau Auto Insurance Review
Farm Bureau Insurance is a car insurance carrier based in West Des Moines, IA. The insurance company was founded in 1939 and offers car insurance in 8 states in the USA.
If you're considering whether Farm Bureau auto insurance is a good option for you, read on.
Farm Bureau auto insurance Pros & Cons
| Pros | Cons |
|
|
Farm Bureau auto insurance FAQ
What types of car insurance coverage options does Farm Bureau auto insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Farm Bureau auto insurance customers can also add the following riders or endorsements to their insurance policies:
- Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
- Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your vehicle and its current cash value in the event of a total loss.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Farm Bureau auto insurance have roadside assistance?
Emergency Roadside Service available. Yes, Farm Bureau Insurance offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Farm Bureau auto insurance offer ridesharing insurance?
No, Farm Bureau auto insurance does not offer ridesharing coverage as a rider or endorsement.
What benefits does Farm Bureau auto insurance offer?
Farm Bureau auto insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Digital Claims Reporting: Never fax or mail a document again.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What insurance discounts does Farm Bureau auto insurance offer?
When you ask for an insurance quote with Farm Bureau auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.
- Low Annual Mileage: If you don't put many miles on your car (typically under 15,000 miles a year) you may qualify for an insurance discount.
- Telematics Device (Usage-Based Insurance): You can qualify for an insurance discount if you agree to install a sensor that records your driving habits.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Farm Bureau auto insurance.
How does Farm Bureau Insurance calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and Farm Bureau Insurance is no exception. However, you can be confident that Farm Bureau auto insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Farm Bureau auto insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Farm Bureau auto insurance insurance quote?
- Visit the Farm Bureau Insurance website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Farm Bureau auto insurance
Message from our editor
What We Love About Farm Bureau Auto Insurance
The auto insurance from Farm Bureau includes bodily injury liability, medical or no-fault coverage, property damage liability, replacement cost, collision, comprehensive, and underinsured and uninsured. It covers a lot of things that consumers are looking for. This auto insurance also comes with many discount opportunities for students, safe drivers, low mileage drivers, and others. Farm Bureau also has recreational vehicle insurance, farm vehicle insurance, and motorcycle insurance available.
What Could Farm Bureau Do Better?
Farm Bureau doesn’t offer coverage in many states so many consumers cannot use their policies. Also, the application process takes into account a variety of things so applying is the only way to be sure about what rates you will get with this auto insurance. Some of the eligibility information used includes your previous claims, past driving record, and credit report. It also takes into account the members of your household both now and in the past.
Farm Bureau Backstory
Founded in 1939 by the Iowa Farm Bureau, Iowa Farm Mutual Insurance Company began life offering liability insurance to farmers. In the decades since then, the company has changed names to Farm Bureau Financial Services and offers auto insurance, life insurance, and home and property insurance.
The Verdict
Farm Bureau might be the right insurance option for some people in the states where it is available. However, many will find it’s not provided in their state. Even if it is, it’s a good idea to consider all of the options to ensure the best rates and highest level of coverage. Getting quotes from at least three other companies can help you cover your bases.
Before choosing auto insurance from Farm Bureau, make sure it is available in your state and offers a good rate. If you are ready to shop for auto insurance providers, click here to see ratings and reviews.
Other Services by Farm Bureau Insurance
Community Recommended Products
View AllSponsored
Strongly recommended17 Reviews
Learn MoreSponsored
Mostly recommended10 Reviews
Learn MoreStrongly recommended28 Reviews
Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+67
-1000+100
No one recommends
Everyone recommends
Farm Bureau Auto Insurance Community Reviews
Would you recommend Farm Bureau Auto Insurance to your friends?
HF
Hannah F.
Apr 18, 2022
May or may not recommend
Farm Bureau has some of the lowest rates I have seen when shopping around for auto insurance. I have not personally used them because I am happy with my current auto insurance company, but I have known many people who have used them. I have always been jealous of their low rates!
MW
Madison W.
Dec 2, 2020
May or may not recommend
I have had Farm Bureau for about a year now for auto insurance and they have done an okay job. I have pretty low rates for someone who is still under 20, but I have had a few issues with extra fees on my accounts that will just appear some months and not be there others, I call when these things happen and they take the extra fees off, but ...Show More
BB
Brooklyne B.
Sep 2, 2020
May or may not recommend
I have had Farm Bureau Auto insurance since 2011 and I recommend them to all of my family and friends. Not only do they have the lowest rates I have found, but they also have friendly experienced staff who have never failed to be able to answer a question regarding my policy or help with any trouble I might be having. My coverage is amazing for both liability and comprehensive. ...Show More
Showing 3 of 3 reviews
You might also like
Best Auto Insurance Companies
SuperMoney
How to Choose the Right Car Insurance Company
Heather Skyler
The Parents' Guide to Insurance for College Students
Jessica Walrack
4 Easy Ways to Lower Your Car Insurance Rates!
Andrew Latham
