Last Updated: 04/18/2025
Not enough votes for recommendation
Rating not yet determined3 total votes
Explore a similar product
Try this top product in Car Insurance
Liberty Mutual Auto Insurance
Strongly recommended17 reviews
Community Recommended Products
View AllSponsored
Strongly recommended17 Reviews
Learn MoreSponsored
Mostly recommended10 Reviews
Learn More
Strongly recommended28 Reviews
Learn MoreCompare All Car Insurance
Filter & compare all your options in one place.
Highlights
Financial Strength Rating
A-(Verified 04/18/2025)
MEEMIC Auto Insurance Review
MEEMIC is a car insurance carrier based in Auburn Hills, MI. The insurance company was founded in 1950 and offers car insurance in 3 states in the USA.
If you're considering whether Meemic car insurance is a good option for you, read on.
Meemic car insurance Pros & Cons
| Pros | Cons |
|
|
Meemic car insurance FAQ
What types of car insurance coverage options does Meemic car insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Meemic car insurance customers can also add the following riders or endorsements to their insurance policies:
- Accident Forgiveness: MEEMIC offers accident forgiveness, which excuses your first accident. This means no insurance rate increase, even if it's your fault.
- Modified Vehicle Insurance: This coverage, also known as customized parts and equipment coverage, can help repair or replace alterations and upgrades you make to your vehicle. Notice that most car insurance policies will only cover original equipment so you may want to consider this policy if you've invested a lot of money on aftermarket parts and upgrades.
- Travel Expenses / Trip Interruption Coverage: This coverage helps pay for non-refundable expenses if your trip is delayed or canceled due to an accident, mechanical breakdown, theft, injury, unexpected illness, or some other covered event.
- Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
- Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your vehicle and its current cash value in the event of a total loss.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Meemic car insurance have roadside assistance?
Emergency Roadside Service available. Yes, MEEMIC offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Meemic car insurance offer ridesharing insurance?
No, Meemic car insurance does not offer ridesharing coverage as a rider or endorsement.
What benefits does Meemic car insurance offer?
Meemic car insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Digital Claims Reporting: Never fax or mail a document again.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What insurance discounts does Meemic car insurance offer?
When you ask for an insurance quote with Meemic car insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Meemic car insurance.
How does MEEMIC calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and MEEMIC is no exception. However, you can be confident that Meemic car insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Meemic car insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Meemic car insurance insurance quote?
- Visit the MEEMIC website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Meemic car insurance
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed
Other Services by MEEMIC
Boaters Insurance
Be the first to rate
Homeowners Insurance
Rating not yet determined (1 Review)
Motorcycle and ATV Insurance
Be the first to rate
Personal Watercraft Insurance
Be the first to rate
Umbrella Insurance
Rating not yet determined (1 Review)
Community Recommended Products
View AllSponsored
Strongly recommended17 Reviews
Learn MoreSponsored
Mostly recommended10 Reviews
Learn MoreStrongly recommended28 Reviews
Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+33
-1000+100
No one recommends
Everyone recommends
MEEMIC Auto Insurance Community Reviews
Would you recommend MEEMIC Auto Insurance to your friends?
RB
Rzon B.
Feb 25, 2021
May or may not recommend
To be honest, I cannot say one bad thing about this company. They promote financial wealth. To have an account with them. You must be a member of Michigan First Credit Union. Of course, they want their funds, but they make sure that their members are satisfied and financially can afford them. The monthly payments compared to other Insurance agencies is unmatched. 5 stars!
AS
Andrew S.
Aug 10, 2020
May or may not recommend
Meemic has offered decently affordable Michigan auto insurance to me and my family. We have not had to make any claims, but when we did need to contact them it was quick and easy. They got insurance added to my new vehicle right away, and were very friendly on the phone. They also keep us pretty informed of any of their policy updates.
U
Anonymous
Feb 9, 2016
May or may not recommend
Not a very caring company will be going else where.
Showing 3 of 3 reviews
You might also like
Best Auto Insurance Companies
SuperMoney
How to Choose the Right Car Insurance Company
Heather Skyler
The Parents' Guide to Insurance for College Students
Jessica Walrack
4 Easy Ways to Lower Your Car Insurance Rates!
Andrew Latham
