Features

Where does First Investors Financial Services do business?

First Investors Financial Services is a direct lender based in Houston, TX. It was founded in 1988 and offers auto loans in 43 states across the USA.

What APR does First Investors Financial Services offer on its auto loans?

First Investors Financial Services offers auto loans with APRs starting at 7% and up to 24.95%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with First Investors Financial Services?

First Investors Financial Services has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does First Investors Financial Services charge an origination fee?

Yes, First Investors Financial Services may charge a loan origination fee.

Does First Investors Financial Services charge a late fee?

Yes, First Investors Financial Services charges borrowers with a late payment penatly fee

Does First Investors Financial Services charge prepayment fees?

No, First Investors Financial Services will not charge you a fee for paying your loan early. Whenever possible choose lenders like First Investors Financial Services that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with First Investors Financial Services?

Applicants with a credit score of at least 500 can apply for a loan via First Investors Financial Services. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via First Investors Financial Services?

First Investors Financial Services will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.

  • Institution Type
    Direct Lender
  • Credit Score Range
    500 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Maximum Vehicle Age
    8
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Approval Speed (Hours)
    48
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Loan Amount
    $8000 - $40000
  • Loan Term (Months)
    Up to 72
  • APR
    7% - 24.95%
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