Features

Where does First Investors Financial Services do business?

First Investors Financial Services is a direct lender based in Houston, TX. It was founded in 1988 and offers auto loans in 42 states across the USA.

What APR does First Investors Financial Services offer on its auto loans?

First Investors Financial Services offers auto loans with APRs starting at 7% and up to 24.95%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

What is the maximum loan term for a First Investors Financial Services auto loan?

First Investors Financial Services offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay. 

Does First Investors Financial Services charge an origination fee?

Yes, First Investors Financial Services charges a loan origination fee .

Does First Investors Financial Services charge a late fee?

Yes, First Investors Financial Services charges borrowers with a late payment penatly fee.

Does First Investors Financial Services charge prepayment penalties?

No, First Investors Financial Services will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like First Investors Financial Services that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What is First Investors Financial Services’s eligibility criteria?

First Investors Financial Services requires borrowers to have a credit score of at least 500 to apply.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via First Investors Financial Services?

First Investors Financial Services will typically approve (or deny) a loan application within 48 hours and fund auto loans within 1 and 7 days of approval

  • Loan Amount
    $8000 - $40000
  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    7% - 24.95%
  • Max Loan Term (Months)
    72
  • Credit Score Range
    500 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Maximum Vehicle Age
    8
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Supported Income Types
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Institution Type
    • Direct Lender
    • Other
  • Approval Speed (Hours)
    48
  • Deferred Payments
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Credit Bureau Reporting
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