iLendingDIRECT Overview

iLendingDIRECT is a finance and insurance marketing firm that specializes in auto refinancing. The company is based in Englewood, Colorado, and partners with a variety of banks and credit unions to offer competitive rates. iLendingDIRECT was previously branded as Fleet Financial, which began in 2006 and originally focused on helping customers finance the purchase of company cars. In 2016, the company was named by Inc. magazine as one of the fastest-growing private companies in the U.S. iLendingDIRECT has an A+ rating with the BBB.

How Do iLendingDIRECT’s Auto Loans Work?

iLendingDIRECT works with a network of credit unions and banks to match customers with loan options for end-of-lease buyouts, early lease buyouts, auto refinancing and purchasing a company car or fleet vehicle. iLendingDIRECT’s services also include maintenance plans, extended warranty, and Guarantee Asset Protection (GAP) insurance.

What Are the Rates for iLendingDIRECT’s Auto Loans?

Through iLendingDIRECT’s network of banks and credit unions, customers are given access to low-rate loans that start at 0.99% APR.

How Much Money Can I Borrow for iLendingDIRECT Auto Loans?

iLendingDIRECT does not publish specific minimum and maximum loan amounts. The amount of money you’ll be able to borrow will depend on the value of the vehicle, the terms of an existing loan and your creditworthiness.

What Is iLendingDIRECT’s Application Process Like?

With iLendingDIRECT, you can fill out a loan inquiry form online or call the company. You'll be required to provide your contact information, vehicle details and, if applicable, information about your existing loan. Your credit will be reviewed, and a loan consultant will get in touch with you to detail what options are available.

How Are iLendingDIRECT’s Auto Loans Better than Other Auto Loans?

- iLendingDIRECT works with multiple banks and credit unions.

- iLendingDIRECT matches customers with loans for auto refinancing as well as lease buyouts and purchasing a company car.

- iLendingDIRECT’s additional services include extended warranty programs, maintenance plans, and GAP insurance policies.

  • Max Loan Term (Months)
  • Institution Type
  • Credit Score Range
    580 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Verification Documents Required?
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • Funding Time Range (in days)
    1 - 7
  • Loan Amount
    Starting at $7500
  • APR
    Starting at 0.99%
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