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iLendingDIRECT Overview

iLendingDIRECT is a finance and insurance marketing firm that specializes in auto refinancing. The company is based in Englewood, Colorado, and partners with a variety of banks and credit unions to offer competitive rates. iLendingDIRECT was previously branded as Fleet Financial, which began in 2006 and originally focused on helping customers finance the purchase of company cars. In 2016, the company was named by Inc. magazine as one of the fastest-growing private companies in the U.S. iLendingDIRECT has an A+ rating with the BBB.

How Do iLendingDIRECT’s Auto Loans Work?

iLendingDIRECT works with a network of credit unions and banks to match customers with loan options for end-of-lease buyouts, early lease buyouts, auto refinancing and purchasing a company car or fleet vehicle. iLendingDIRECT’s services also include maintenance plans, extended warranty, and Guarantee Asset Protection (GAP) insurance.

What Are the Interest Rates for iLendingDIRECT’s Auto Loans?

Through iLendingDIRECT’s network of banks and credit unions, customers are given access to low-interest loans that start at 0.99% APR.

How Much Money Can I Borrow for iLendingDIRECT Auto Loans?

iLendingDIRECT does not publish specific minimum and maximum loan amounts. The amount of money you’ll be able to borrow will depend on the value of the vehicle, the terms of an existing loan and your creditworthiness.

What Is iLendingDIRECT’s Application Process Like?

With iLendingDIRECT, you can fill out a loan inquiry form online or call the company. You'll be required to provide your contact information, vehicle details and, if applicable, information about your existing loan. Your credit will be reviewed, and a loan consultant will get in touch with you to detail what options are available.

How Are iLendingDIRECT’s Auto Loans Better than Other Auto Loans?

- iLendingDIRECT works with multiple banks and credit unions.

- iLendingDIRECT matches customers with loans for auto refinancing as well as lease buyouts and purchasing a company car.

- iLendingDIRECT’s additional services include extended warranty programs, maintenance plans, and GAP insurance policies.

  • APR
    0.99% - %
  • Credit Bureau Reporting
  • Loan Amount
    $7500 - $
  • Min APR
    0.99%
  • Payment Options
  • Max Loan Term (Months)
    84
  • Checking Account Required?
  • Immigration Status Considered
    U.S. Permanent Resident
  • Lend To Military?
  • Minimum Age
    18
  • Verification Documents Required?
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Customizable Payment Dates
  • Deferred Payments
  • Funding Time
    1-7 days
  • Joint Loans Available
  • No Late Fees
  • No Origination Fee
  • No Prepayment Fee
  • Pre-Approved Soft Credit Inquiry
  • Minutes
  • Same Day
  • 1-7 days
  • 2-4 weeks
  • Lease Purchase
  • New Loan
  • Refinance
  • Used Car Loan
  • Institution Type
    Other
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0 votes

The offer I received before dealing with them directly was not the offer they tried to push. While working to refinance my car the sales rep/loan rep misrepresented the value of my car by over $4000.00. I was looking at the same two websites she was looking at and the numbers weren't matching. Of course they needed me to make up the difference in cash, imagine that. Just to be sure I took my car to Toyota and they to gave me a medium value over 4000.00 more than this ... company gave me. This kind of practice is predatory and immoral. I am going to my credit union to refinance, which I should have done in the first place. *******STAY AWAY FROM THIS COMPANY!!!!!!!***** They are *******CROOKS*******. To test them please take the time to know the value of your vehicle before calling them and see for yourself. More Less


0 votes

best auto refinancing company in colorado denver! you can never go wrong with a low interest plans.


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