Westlake Financial Services

in Auto Loans

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Westlake Financial Services


in Auto Loans

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Where does Westlake Financial Services do business?

Westlake Financial Services is based in Los Angeles, CA. It was founded in 1988 and offers auto loans in 48 states (and Washington, DC).

How much can you borrow via Westlake Financial Services?

Westlake Financial Services auto loan amounts start at $1,000 and go up to $25,000.

What APR does Westlake Financial Services offer on its auto loans?

Westlake Financial Services has a variable APR starting at 1%.

What is the maximum loan term you can get with Westlake Financial Services?

Westlake Financial Services has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Westlake Financial Services charge an origination fee?

Yes, Westlake Financial Services may charge a loan origination fee.

Does Westlake Financial Services charge a late fee?

Yes, Westlake Financial Services charges borrowers with a late payment penatly fee

Does Westlake Financial Services charge prepayment fees?

No, Westlake Financial Services will not charge you a fee for paying your loan early. Whenever possible choose lenders like Westlake Financial Services that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Westlake Financial Services?

Applicants with a credit score of at least 300 can apply for a loan via Westlake Financial Services. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Westlake Financial Services?

Westlake Financial Services will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.


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Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Minimum Age
Credit Score Range
300 - 850
850 300
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$1K - $25K
$12 $100K+
Loan Term (Months)
Up to
Starting at


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