Features

Where does Westlake Financial Services do business?

Westlake Financial Services is based in Los Angeles, CA. It was founded in 1988 and offers auto loans in 48 states across the USA (and Washington, DC).

What APR does Westlake Financial Services offer on its auto loans?

Westlake Financial Services offers auto loans with APRs starting at 1% . Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

What is the maximum loan term for a Westlake Financial Services auto loan?

Westlake Financial Services offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay. 

Does Westlake Financial Services charge an origination fee?

Yes, Westlake Financial Services charges a loan origination fee .

Does Westlake Financial Services charge a late fee?

Yes, Westlake Financial Services charges borrowers with a late payment penatly fee.

Does Westlake Financial Services charge prepayment penalties?

No, Westlake Financial Services will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like Westlake Financial Services that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What is Westlake Financial Services’s eligibility criteria?

Westlake Financial Services requires borrowers to have a credit score of at least 300 to apply.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Westlake Financial Services?

Westlake Financial Services will typically approve (or deny) a loan application within 24 hours and fund auto loans within 1 and 7 days of approval

  • Loan Amount
    $1000 - $25000
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
    • Storefront
  • APR
    Starting at 1%
  • Max Loan Term (Months)
    72
  • Credit Score Range
    300 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Supported Income Types
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Institution Type
    Other
  • Approval Speed (Hours)
    24
  • Deferred Payments
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Credit Bureau Reporting
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