Westlake Financial ServicesUnaffiliated
in Auto Loans
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Where does Westlake Financial Services do business?
Westlake Financial Services is based in Los Angeles, CA. It was founded in 1988 and offers auto loans in 48 states (and Washington, DC).
What APR does Westlake Financial Services offer on its auto loans?
Westlake Financial Services offers auto loans with APRs starting at 1%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Westlake Financial Services?
Westlake Financial Services has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Westlake Financial Services charge an origination fee?
Yes, Westlake Financial Services may charge a loan origination fee.
Does Westlake Financial Services charge a late fee?
Yes, Westlake Financial Services charges borrowers with a late payment penatly fee
Does Westlake Financial Services charge prepayment fees?
No, Westlake Financial Services will not charge you a fee for paying your loan early. Whenever possible choose lenders like Westlake Financial Services that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Westlake Financial Services?
Applicants with a credit score of at least 300 can apply for a loan via Westlake Financial Services. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan via Westlake Financial Services?
Westlake Financial Services will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.
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- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- Active Duty Military
- Employed Full-Time
- Employed Part-Time
- U.S. Permanent Resident
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)
- Automatic Payments
- Check by mail
- Credit/Debit Card