Last Updated: 04/18/2025
Ally Auto Refinancing
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Last Updated: 04/18/2025
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Ally Auto Refinancing Review
Key Takeaways
- Fair credit accepted. The credit score needed for Ally Auto Refinancing is relatively low. Borrowers with a credit score as low as 600 may qualify for Ally Auto Refinancing.
- Refinancing for large loan amounts. You can refinance auto loans of up to $100,000 with Ally Auto Refinancing.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the auto refinance loan early.
- Long loan terms. Ally Auto Refinancing offers loan terms of up to 72 months. Most auto refinancing loans have a maximum term of 60 months.
Ally Auto Refinancing Pros & Cons
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Ally Auto Refinancing FAQ
How much can you borrow via Ally Auto Refinancing?
What are the auto loan refinancing rates offered through Ally Auto Refinancing?
What is the maximum loan term you can get with Ally Auto Refinancing?
Does Ally Auto Refinancing charge an origination fee on auto refinance loans?
Does Ally Auto Refinancing charge a late fee?
Does Ally Auto Refinancing charge prepayment fees?
What do you need to qualify for Ally Auto Refinancing?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Ally Auto Refinancing.- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
- Proof of residence
Does Ally Financial, Inc. perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.Is Ally Bank a legit company?
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