Where does Mariner Finance do business?
Mariner Finance is based in Baltimore, MD. It was founded in 2002 and offers auto refinance loans in 19 states across the USA.
What are the auto loan refinancing rates offered through Mariner Finance?
APRs for auto refinance loans through Mariner Finance range from 3% .
What is the maximum loan term you can get with Mariner Finance?
Mariner Finance offers auto refinancing with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.
Does Mariner Finance charge an origination fee on auto refinance loans?
Yes, Mariner Finance charges a loan origination fee.
Does Mariner Finance charge a late fee?
Yes, auto refinance loans via Mariner Finance are subject to late payment penalty fees.
Does Mariner Finance charge prepayment fees?
Yes, Mariner Finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.
What are the key eligibility criteria for Mariner Finance auto loan refinancing?
Applicants with a credit score of at least 600 can apply for a loan via Mariner Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan refinance with Mariner Finance?
Auto refinance loan applications are typically approved (or denied) within 24 hours and funded within 1 to 7 days of approval.
Does Mariner Finance report loan payments to credit bureaus?
Mariner Finance may report payment behavior to one or more of the following credit reporting agencies:
8211 Town Center Drive
Baltimore, MD 21236 USA
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Other Services by Mariner Finance
- New Jersey
- New York
- North Carolina
- South Carolina
- U.S. Citizen
- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- Military Dependent
- Only Individual Applications
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)