Mariner Finance

Mariner Finance

in Auto Loan Refinancing from Mariner Finance


Mariner Finance


in Auto Loan Refinancing from Mariner Finance

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Credit Score Range 600 - 850
APR (Fixed APR) 3% - 36%
Loan Term (Months) 12 - 72
Loan Amount $500 - $50,000

Mariner Finance Review

Mariner Finance is an auto loan refinance offering by Mariner Finance, a direct lender based in Baltimore, MD. Founded in 2002, Mariner Finance offers auto refinance loans in 19 states across the USA.

How much can you borrow via Mariner Finance?

Auto refinance loan amounts start at $500 and go up to $50,000.

What are the auto loan refinancing rates offered through Mariner Finance?

Mariner Finance offers a fixed APR auto loan refinancing product that ranges from 3% APR up to 36% APR.

What is the maximum loan term you can get with Mariner Finance?

Mariner Finance offers auto refinancing with terms ranging from 12 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Mariner Finance charge an origination fee on auto refinance loans?

Yes, Mariner Finance charges a loan origination fee.

Does Mariner Finance charge a late fee?

Yes, auto refinance loans via Mariner Finance are subject to late payment penalty fees.

Does Mariner Finance charge prepayment fees?

Yes, Mariner Finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for Mariner Finance auto loan refinancing?

Applicants with a credit score of at least 600 can apply for a loan via Mariner Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan refinance with Mariner Finance?

Auto refinance loan applications are typically approved (or denied) within 24 hours and funded within 1 to 7 days of approval.

Does Mariner Finance report loan payments to credit bureaus?

Mariner Finance may report credit data to the following credit reporting agencies:

  • Equifax
  • Transunion
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  Available in 19 states
  • Alabama
  • Delaware
  • Florida
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Missouri
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia

Feature Breakdown

Minimum Age 18
Credit Score Range 600 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $500 - $50K
Loan Term (Months) 12 - 72
APR (Fixed APR) 3% - 36%

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