Last Updated: 04/18/2025
Mariner Finance Auto Refinancing Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Auto Loan Refinancing Offers
Compare auto loan refinancing offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
Amount Range
$500 - $50,000
APR (Fixed APR)
3% - 36%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Loan Term (Months)
12 - 72
Mariner Finance Auto Refinancing Loans Review
Mariner auto finance is an auto loan refinance offering by Mariner Finance LLC, based in Baltimore, MD. Founded in 2002, Mariner Finance LLC offers auto refinance loans in 19 states across the USA.
Key Takeaways
- Fair credit accepted. The credit score needed for Mariner Finance Auto Refinancing Loans is relatively low. Borrowers with a credit score as low as 600 may qualify for Mariner Finance Auto Refinancing Loans.
- Refinancing for large and small loan amounts. You can refinance auto loans of up to $50,000 with Mariner Finance Auto Refinancing Loans. Supports refinancing as little as $500. If you have a small amount remaining on your loan this is one of your best options.
- Fast process. In some cases you can refinance your auto loan within 1 business day.
- Hard credit pull required. You can't check your rates or see if you prequalify for Mariner Finance Auto Refinancing Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the auto refinance loan early.
- Long loan terms. Mariner Finance Auto Refinancing Loans offers loan terms of up to 72 months. Most auto refinancing loans have a maximum term of 60 months.
Mariner auto finance Pros & Cons
| Pros | Cons |
|
|
Mariner auto finance FAQ
How much can you borrow via Mariner auto finance?
Auto refinance loan amounts start at $500 and go up to $50,000.
What are the auto loan refinancing rates offered through Mariner auto finance?
Mariner auto finance offers a fixed APR car loan refinancing product that ranges from 3% APR up to 36% APR.
What is the maximum loan term you can get with Mariner auto finance?
Mariner auto finance offers auto refinancing with terms ranging from 12 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.
Does Mariner auto finance charge an origination fee on auto refinance loans?
Yes, Mariner auto finance charges a loan origination fee .
Does Mariner auto finance charge a late fee?
Yes, auto refinance loans via Mariner auto finance are subject to late payment penalty fees .
Does Mariner auto finance charge prepayment fees?
Yes, Mariner auto finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for Mariner Finance Auto Refinancing Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Mariner Finance Auto Refinancing Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Mariner Finance Auto Refinancing Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mariner Finance Auto Refinancing Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
What is the estimated funding time for a car loan refinance with Mariner auto finance?
Auto refinance loan applications are typically funded within 1 to 7 days of approval.
Does Mariner Finance Auto Refinancing Loans report your account activity to credit bureaus?
Yes, Mariner Finance Auto Refinancing Loans reports to the following credit bureaus:
- Equifax
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mariner Finance LLC perform a hard credit pull?
Yes, Mariner auto finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Mariner Finance LLC a legit company?
Mariner Finance LLC was founded in 2002, it is a well-established company that has been in business for 24 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Mariner auto finance
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - Invalid DateTime
Saturday
Closed