Mariner Finance Auto Refinancing Loans Review

Mariner Finance Auto Refinancing Loans is an auto loan refinance offering by Mariner Finance LLC, a direct lender based in Baltimore, MD. Founded in 2002, Mariner Finance LLC offers auto refinance loans in 19 states across the USA.

How much can you borrow via Mariner Finance Auto Refinancing Loans?

Auto refinance loan amounts start at $500 and go up to $50,000.

What are the auto loan refinancing rates offered through Mariner Finance Auto Refinancing Loans?

Mariner Finance Auto Refinancing Loans offers a fixed APR auto loan refinancing product that ranges from 3% APR up to 36% APR.

What is the maximum loan term you can get with Mariner Finance Auto Refinancing Loans?

Mariner Finance Auto Refinancing Loans offers auto refinancing with terms ranging from 12 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Mariner Finance Auto Refinancing Loans charge an origination fee on auto refinance loans?

Yes, Mariner Finance Auto Refinancing Loans charges a loan origination fee.

Does Mariner Finance Auto Refinancing Loans charge a late fee?

Yes, auto refinance loans via Mariner Finance Auto Refinancing Loans are subject to late payment penalty fees.

Does Mariner Finance Auto Refinancing Loans charge prepayment fees?

Yes, Mariner Finance Auto Refinancing Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for Mariner Finance Auto Refinancing Loans auto loan refinancing?

Applicants with a credit score of at least 600 can apply for a loan via Mariner Finance Auto Refinancing Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of citizenship or residence permit
• Recent pay stubs

What is the estimated funding time for an auto loan refinance with Mariner Finance Auto Refinancing Loans?

Auto refinance loan applications are typically approved (or denied) within 24 hours and funded within 1 to 7 days of approval.

Does Mariner Finance Auto Refinancing Loans report loan payments to credit bureaus?

Mariner Finance Auto Refinancing Loans may report credit data to the following credit reporting agencies:

• Equifax
• Transunion