Where does PNC Bank do business?

PNC Bank is based in Pittsburgh, PA. It was founded in 1845 and offers auto loan refinancing in Washington, DC and 18 states.

What are PNC Bank’s auto loan refinancing rates?

PNC Bank offers refinance loans with APRs starting at 2.29% .

What is the maximum loan term for a PNC Bank refinance loan?

PNC Bank offers auto refinancing loans with terms of up to 72 months.

Does PNC Bank charge an origination fee?

Yes, PNC Bank charges a loan origination fee.

What is PNC Bank’s eligibility criteria?

PNC Bank requires borrowers to have a credit score of at least 630 to apply.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

- Recent pay stubs

What is the estimated funding time for a PNC Bank auto loan refinance?

PNC Bank will typically fund an auto loan refinance by the next business day.


  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    Starting at 2.29%
  • Max Loan Term (Months)
  • Credit Score Range
    630 - 850
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Maximum Vehicle Age
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
    • 1099 Misc. Income
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
  • Deferred Payments
  • Funding Time
    Next business day
  • Credit Bureau Reporting
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