Where does State Farm do business?

State Farm is based in Bloomington, IL. It was founded in 1922 and offers auto loan refinancing in states.

What are State Farm’s auto loan refinancing rates?

State Farm offers refinance loans with APRs starting at 2.54% .

What is the maximum loan term for a State Farm refinance loan?

State Farm offers auto refinancing loans with terms of up to 84 months.

Does State Farm charge an origination fee?

Yes, State Farm charges a loan origination fee.

What is State Farm’s eligibility criteria?

State Farm requires borrowers to have a credit score of at least 700 to apply.

To qualify, applicants must provide the following documentation:

- Driver license

- Proof of citizenship or residence permit

- Recent pay stubs

What is the estimated funding time for a State Farm auto loan refinance?

State Farm will typically approve (or deny) a loan application within 48 hours and fund it within 1 to 7 days.


  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • APR
    Starting at 2.54%
  • Max Loan Term (Months)
  • Credit Score Range
    700 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Maximum Vehicle Age
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Institution Type
  • Approval Speed (Hours)
  • Deferred Payments
  • Funding Time
    1-7 days
  • Credit Bureau Reporting
"Not all applicants will qualify for the 'as low as' Annual Percentage Rates (APR) shown. Factors that may impact the final Annual Percentage Rate offered include the applicant(s) Credit Score, Loan Amount, Term, Collateral Model Year, and Loan Type."
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