SuperMoney 
  US Bank Auto Refinance

US Bank Auto Refinance

in Auto Loan Refinancing from US Bank

Unaffiliated

US Bank Auto Refinance

Unaffiliated

in Auto Loan Refinancing from US Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend US Bank Auto Refinance to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
APR  (Fixed APR) Starting at 4.59%
Credit Score Range 650 - 850
Loan Term Up to 72 months
Loan Amount N/A

US Bank Auto Refinance Review

US Bank Auto Refinance is an auto loan refinance offering by US Bank, a bank based in Cincinnati, OH. Founded in 1863, US Bank offers auto refinance loans in 16 states across the USA.

What are the auto loan refinancing rates offered through US Bank Auto Refinance?

US Bank Auto Refinance offers a fixed APR auto loan refinancing product that ranges from 4.59% APR.

What is the maximum loan term you can get with US Bank Auto Refinance?

US Bank Auto Refinance offers auto refinancing with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does US Bank Auto Refinance charge an origination fee on auto refinance loans?

Yes, US Bank Auto Refinance charges a loan origination fee.

Does US Bank Auto Refinance charge a late fee?

Yes, auto refinance loans via US Bank Auto Refinance are subject to late payment penalty fees.

Does US Bank Auto Refinance charge prepayment fees?

Yes, US Bank Auto Refinance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for US Bank Auto Refinance auto loan refinancing?

Applicants with a credit score of at least 650 can apply for a loan via US Bank Auto Refinance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Proof of income

What is the maximum mileage to refinance with US Bank?

US Bank is an option for high-mileage vehicles. They will consider auto loan applications for vehicles with up to 100000 miles on the odometer.

What is the estimated funding time for an auto loan refinance with US Bank Auto Refinance?

Auto refinance loan applications are typically approved (or denied) within 24 hours and funded within 1 to 7 days of approval.

US BANK AUTO REFINANCE Disclosure: "Rates as low as 3.12% APR are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years and a lower credit score. In order to receive the lowest rate advertised, a setup of automatic payment from a U.S. Bank Consumer Checking Package is required."
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 16 states
  • California
  • Colorado
  • Idaho
  • Illinois
  • Iowa
  • Kansas
  • Minnesota
  • Montana
  • Nebraska
  • Nevada
  • North Dakota
  • Oregon
  • South Dakota
  • Utah
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Age 18
Credit Score Range 650 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Maximum Mileage 100,000
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Payroll Check or Prepaid Card
  • Tax Returns
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term Up to 72
APR (Fixed APR) Starting at 4.59%

Be the first to rate

 
 

Would you recommend US Bank Auto Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Auto Loan Refinancing