| APR (Fixed APR) | Starting at 4.59% |
| Credit Score Range | 650 - 850 |
| Loan Term | Up to 72 months |
| Loan Amount | N/A |
US Bank Auto Refinance Review
US Bank Auto Refinance is an auto loan refinance offering by US Bank, a bank based in Cincinnati, OH. Founded in 1863, US Bank offers auto refinance loans in 16 states across the USA.
What are the auto loan refinancing rates offered through US Bank Auto Refinance?
US Bank Auto Refinance offers a fixed APR auto loan refinancing product that ranges from 4.59% APR.
What is the maximum loan term you can get with US Bank Auto Refinance?
US Bank Auto Refinance offers auto refinancing with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.
Does US Bank Auto Refinance charge an origination fee on auto refinance loans?
Yes, US Bank Auto Refinance charges a loan origination fee.
Does US Bank Auto Refinance charge a late fee?
Yes, auto refinance loans via US Bank Auto Refinance are subject to late payment penalty fees.
Does US Bank Auto Refinance charge prepayment fees?
Yes, US Bank Auto Refinance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.
What are the key eligibility criteria for US Bank Auto Refinance auto loan refinancing?
Applicants with a credit score of at least 650 can apply for a loan via US Bank Auto Refinance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Proof of income
What is the maximum mileage to refinance with US Bank?
US Bank is an option for high-mileage vehicles. They will consider auto loan applications for vehicles with up to 100000 miles on the odometer.
What is the estimated funding time for an auto loan refinance with US Bank Auto Refinance?
Auto refinance loan applications are typically approved (or denied) within 24 hours and funded within 1 to 7 days of approval.
Availability
- California
- Colorado
- Idaho
- Illinois
- Iowa
- Kansas
- Minnesota
- Montana
- Nebraska
- Nevada
- North Dakota
- Oregon
- South Dakota
- Utah
- Wisconsin
- Wyoming
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