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Last Updated: 04/18/2025

Wells Fargo Auto Refinance

in Auto Loan Refinancing from Wells Fargo Bank

Last Updated: 04/18/2025

Wells Fargo Bank logo
Strongly recommended6 total votes
6 users recommend

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Highlights

Community Rating

Strongly recommended

Amount Range

N/A

APR (Fixed APR)

3.88% - 19.51%(Verified 06/21/2024)
Disclaimer popup with additional information

Credit Score Range

650 - 850
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Loan Term (Months)

Up to 72

Number of Reviews

6

Wells Fargo Auto Refinance Disclosure: "Customers who qualified for our lowest APRs have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the car’s value. The APR includes a relationship discount of 0.25%."

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Wells Fargo Bank logo

Message from Wells Fargo Auto Refinance

The name Wells Fargo is forever linked with the image of a six-horse stagecoach thundering across the American West, loaded with gold. The full history, over more than 160 years, is rich in detail with great events in America’s history. From the Gold Rush to the early 20th Century, through prosperity, depression and war, Wells Fargo earned a reputation of trust due to its attention and loyalty to customers. Today in the 21st Century, with extensive and diversified financial services, the Wells Fargo name once again extends “Ocean-to-Ocean,” “Over-the-Seas,” and, of course, online.

Wells Fargo is a leading auto lender with more than 12,000 dealer relationships nationwide. Ask if Wells Fargo financing is an option when purchasing for your next vehicle.

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Message from our editor

What we love about Wells Fargo Auto Loans

Wells Fargo offers flexible auto loans, giving you the option to buy a new or used car from a dealer or in a private transaction. This lack of restrictions makes it very easy for you to shop around to find the best deal on a car. Keep in mind that if you make a private transaction, you have to finalize the loan in-branch.
The bank’s loans are also flexible. You can choose a term up to 72 months and may not need to provide any down payment to secure the loan. Wells Fargo banking customers can also enjoy an interest rate discount that will save them money over the life of their loan.

What could Wells Fargo Auto Loans do better?

Wells Fargo has had some controversy in the past, including a situation where many people had accounts opened without their consent. This has given the company a reputation for poor customer service and left some consumers wary about dealing with the company.
The auto loans themselves are relatively good, giving borrowers lots of options to customize their loans, but these past controversies are something that Wells Fargo has to work to overcome.

Wells Fargo Auto Loans’s backstory

Wells Fargo is an American financial services company that operates globally. It is headquartered in Manhattan and is one of the largest banks in the world. It offers many financial services to its customers including banking, investing, wealth management, and lending.

The Verdict

Wells Fargo’s auto loans are easy to apply for and can be used to purchase almost any type of vehicle. If you’re a Wells Fargo customer already, you can get some perks like an interest rate discount but even people who don’t already bank with Wells Fargo could get a good deal from the bank.

Contact

Headquarters

420 Montgomery Street
San Francisco, CA 94104
(800) 869-3557
Visit Site

Hours of Operation

Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Wells Fargo Auto Refinance Community Reviews

Would you recommend Wells Fargo Auto Refinance to your friends?

JG

Jessica G.

Jan 14, 2021

May or may not recommend

Wells Fargo auto loans are super clear and easy to understand. They make sure to provide you with documents that will answer all of your questions. It is also easy to track and make payments through their app or website. Another great thing is that if you overpay on a payment it carries over to your next payment. Wells Fargo also is good about communication and I highly recommend them.

JO

Jacob O.

Nov 17, 2020

May or may not recommend

When the family car of 10 years finally gave up the ghost we started sifting through the metric ton of auto loans available out there. After a while of borrowing the neighbors spare car and more than a few bus rides, we finally settled to wells Fargo auto loans. They gave us a very detailed list of loans available to us as well as their lenient payback policies. They would ...Show More

EC

Emily C.

Oct 10, 2020

May or may not recommend

I recommend Wells Fargo Auto Loans strictly because they gave me a chance when I needed one. When I bought my first car, I didn't have a vehicle to trade in. Therefor, I had to buy a car outright. Since I barely had any activity on my credit, nearly every bank turned me down through the dealership. However, WellsFargo was able to offer me a decently low interest rate and ...Show More

Anthony C. avatar image

Anthony C.

Oct 5, 2020

May or may not recommend

I love the ease of use of the new Wells Fargo Auto loan site. Wells Fargo provides the best rates on used car loans and they have the best planning tools to help you decide what car you can afford to keep and drive on a long term basis. They also offer the longest grace periods if you need to postpone a payment or two, so contact them today.

Orlando J. avatar image

Orlando J.

Sep 18, 2020

May or may not recommend

I'm currently a member of a credit union, because I was taught that my financial needs would be most taken care of with them. When it came time for me to trade in my Audi, I quickly found that isn't always the case. A bank I never did any business with in my life was more ready to close on my $50,000 loan than the institution I'd spent half a ...Show More

U

Anonymous

Aug 2, 2019

May or may not recommend

So far to the other bank i've got pretty much relying APR% in this bank.

Showing 6 of 6 reviews

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