Where does Wells Fargo Auto Loans do business?

Wells Fargo Auto Loans is based in San Francisco, CA. It was founded in 1852 and offers auto refinance loans in state across the USA.

What are the auto loan refinancing rates offered through Wells Fargo Auto Loans?

APRs for auto refinance loans through Wells Fargo Auto Loans range from 3.88% to 19.51%.

What is the maximum loan term for a Wells Fargo Auto Loans refinance loan?

Wells Fargo Auto Loans offers auto refinancing loans with terms of up to 72 months.

Does Wells Fargo Auto Loans charge an origination fee on auto refinance loans?

Yes, Wells Fargo Auto Loans charges a loan origination fee.

Does Wells Fargo Auto Loans charge a late fee?

Yes, auto refinance loans via Wells Fargo Auto Loans are subject to late payment penalty fees.

Does Wells Fargo Auto Loans charge prepayment fees?

Yes, Wells Fargo Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for Wells Fargo Auto Loans auto loan refinancing?

Wells Fargo Auto Loans requires borrowers to have a credit score of at least 650 to apply for auto loan refinancing.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Recent bank statements

What is the estimated funding time for an auto loan refinance with Wells Fargo Auto Loans?

Auto refinance loan applications are typically approved (or denied) within 24 hours and funded within 1 to 7 days of approval


  • Max Loan Term (Months)
  • Credit Score Range
    650 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Verification Documents Required?
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 7
  • Payment Options
    • Automatic Payments
    • Check by mail
  • APR
    3.88% - 19.51%
"Customers who qualified for our lowest APRs have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the car’s value. The APR includes a relationship discount of 0.25%."
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