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Wells Fargo Auto Loans

in Auto Loan Refinancing

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Wells Fargo Auto Loans

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in Auto Loan Refinancing

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Overview

Where does Wells Fargo Auto Loans do business?

Wells Fargo Auto Loans is based in San Francisco, CA. It was founded in 1852 and offers auto refinance loans in state across the USA.

What are the auto loan refinancing rates offered through Wells Fargo Auto Loans?

Wells Fargo Auto Loans offers a auto refinance loan product that ranges from 3.88% up to 19.51%.

What is the maximum loan term you can get with Wells Fargo Auto Loans?

Wells Fargo Auto Loans offers auto refinancing with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Wells Fargo Auto Loans charge an origination fee on auto refinance loans?

Yes, Wells Fargo Auto Loans charges a loan origination fee.

Does Wells Fargo Auto Loans charge a late fee?

Yes, auto refinance loans via Wells Fargo Auto Loans are subject to late payment penalty fees.

Does Wells Fargo Auto Loans charge prepayment fees?

Yes, Wells Fargo Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What are the key eligibility criteria for Wells Fargo Auto Loans auto loan refinancing?

Applicants with a credit score of at least 650 can apply for a loan via Wells Fargo Auto Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Recent bank statements

What is the estimated funding time for an auto loan refinance with Wells Fargo Auto Loans?

Auto refinance loan applications are typically approved (or denied) within 24 hours and funded within 1 to 7 days of approval.

 

 

WELLS FARGO AUTO LOANS Disclosure: "Customers who qualified for our lowest APRs have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the car’s value. The APR includes a relationship discount of 0.25%."
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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Other Services by Wells Fargo Auto Loans

Feature Breakdown

Minimum Age 18
Credit Score Range 650 - 850
850 300 650
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term (Months) Up to 72
APR 3.88% - 19.51%

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