AutoCashUSA Title Loans

AutoCashUSA Title Loans

in Auto Title Loans from AutoCashUSA


AutoCashUSA Title Loans


in Auto Title Loans from AutoCashUSA

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend AutoCashUSA Title Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Credit Score Range 300 - 600
Loan Amount $300 - $15,000
APR 36% - 360%

AutoCashUSA Title Loans Review

AutoCashUSA Title Loans is offered by AutoCashUSA, a direct lender founded in 2001 and based in Atlanta, GA. AutoCashUSA Title Loans is available in 20 states across the USA.

AutoCashUSA Title Loans FAQ

What rates does AutoCashUSA Title Loans charge?

AutoCashUSA Title Loans offers auto title loans with a variable APR that ranges from 36% up to 360%.

Does AutoCashUSA Title Loans charge an origination fee?

No, AutoCashUSA Title Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, choose lenders that don’t charge origination fees.

Does AutoCashUSA Title Loans charge a late fee?

No, AutoCashUSA Title Loans will not charge you a late fee.

Does AutoCashUSA Title Loans charge prepayment fees?

No, AutoCashUSA Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from AutoCashUSA Title Loans?

Loan amounts start at $300 and go up to $15,000.

What is the maximum loan term you can get with AutoCashUSA Title Loans?

AutoCashUSA Title Loans offers auto title loans with a maximum term of 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for AutoCashUSA Title Loans?

To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider borrowers who don't have a clean title.

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for auto title loans with AutoCashUSA Title Loans, applicants need a minimum annual income of $15,000 or higher. AutoCashUSA Title Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the AutoCashUSA Title Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by AutoCashUSA Title Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto title loan via AutoCashUSA Title Loans?

AutoCashUSA Title Loans will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 business days.

Does AutoCashUSA Title Loans report your account activity to credit bureaus?

AutoCashUSA Title Loans does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  • Headquarters
  •   Community Loans of America, Inc
    8601 Dunwoody Place
    Atlanta, GA 30350 USA
  •   Visit Site

About AutoCashUSA Title Loans


  Available in 20 states
  • Alabama
  • Arizona
  • California
  • Delaware
  • Georgia
  • Idaho
  • Illinois
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • New Hampshire
  • New Mexico
  • Ohio
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin

Feature Breakdown

No Origination Fee
No Prepayment Fee
No Late Fees
Clean Title Required
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Non-Military
Minimum Age 18
Minimum Annual Income $15,000
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Vehicle Requirements
  • Clear Title
  • Vehicle Paid Off
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Score Range 300 - 600
Credit Bureau Reporting None
Customizable Payment Dates
Funding Time Range 0 - 1 day
Payment Options Storefront
Loan Term Up to 12 months
Loan Amount $300 - $15,000
APR 36% - 360%

AutoCashUSA Title Loans Community Reviews


Would you recommend AutoCashUSA Title Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)