AutoCashUSA Title Loans is offered by AutoCashUSA, a direct lender founded in 2001 and based in Kennesaw, GA. AutoCashUSA Title Loans are available in 20 states.
AutoCashUSA Title Loans FAQ
What rates does AutoCashUSA Title Loans charge?
AutoCashUSA Title Loans offers auto equity loans with a variable APR that ranges from 36% up to 360% .
Does AutoCashUSA Title Loans charge an origination fee?
No, AutoCashUSA Title Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, choose lenders that don’t charge origination fees.
Does AutoCashUSA Title Loans charge a late fee?
No, AutoCashUSA Title Loans will not charge you a late fee .
Does AutoCashUSA Title Loans charge prepayment fees?
No, AutoCashUSA Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow from AutoCashUSA Title Loans?
Loan amounts start at $300 and go up to $15,000.
What is the maximum loan term you can get with AutoCashUSA Title Loans?
AutoCashUSA Title Loans offers auto equity loans with a maximum term of 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for AutoCashUSA Title Loans?
To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider
borrowers who don't have a clean title.
The minimum age to be eligible is 18 or the state minimum, whichever is higher.
AutoCashUSA Title Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by AutoCashUSA Title Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
What is the estimated funding time for an auto equity loan via AutoCashUSA Title Loans?
AutoCashUSA Title Loans will typically fund auto equity loans as soon as 0 business day of approval.
Does AutoCashUSA Title Loans report your account activity to credit bureaus?
AutoCashUSA Title Loans does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help build your credit.
Does AutoCashUSA perform a hard credit pull?
Yes, AutoCashUSA Title Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is AutoCashUSA a legit company?
AutoCashUSA was founded in 2001, it is a well-established company that has been in business for 25 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.