Where does Cash Store do business?
Cash Store is a direct lender based in Irving, TX. It was founded in 1996 and offers access to auto title loans in 6 states across the USA.
What rates does Cash Store charge?
Cash Store offers auto title loans with a variable APR that ranges from 304.17% up to 390%.
Does Cash Store charge an origination fee?
Yes, Cash Store charges a loan origination fee.
Does Cash Store charge a late fee?
Yes, Cash Store charges borrowers a late payment fee.
Does Cash Store charge prepayment fees?
No, Cash Store does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow from Cash Store?
Loan amounts start at $200 and go up to $3,995. Note that loan amounts also vary by state and product, but the minimum in all states is $100.
What is the maximum loan term you can get with Cash Store?
Cash Store offers auto title loans with terms ranging from 1 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto title loan, the more interest you will pay.
What do you need to qualify for a loan with Cash Store?
Cash Store doesn’t disclose its credit score minimum. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Only U.S. citizens can apply for a loan.
Cash Store only considers borrowers who are employed.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Recent bank statements
- Active duty servicemembers and their covered dependents cannot apply for a loan via Cash Store. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
What is the estimated funding time for an auto title loan via Cash Store?
Cash Store will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 days.
CASH STORE Disclosure: *Subject to loan approval. Loan terms and availability may vary by location. Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed. Vehicle is subject to evaluation for title loans. In Texas, the Cash Store is a Credit Services Organization and all loans are provided by a non-affiliated third-party lender.
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1901 Gateway Drive, Suite 200
Irving, TX 75038 USA
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Message from Cash Store
- New Mexico
- U.S. Citizen
- Employed Full-Time
- Employed Part-Time
- Clear title
- Not salvaged/branded title
- Vehicle paid off
- Proof of Income
- Driver License (or other photo ID)