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Speedy Cash

in Auto Title Loans

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Speedy Cash

Unaffiliated

in Auto Title Loans

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Overview

Where does Speedy Cash do business?

Speedy Cash is a direct lender based in Wichita, KS. It was founded in 1997 and offers access to auto title loans in 24 states across the USA.

What rates does Speedy Cash charge?

Speedy Cash offers auto title loans with a variable APR that ranges from 131% up to 521.42%.

Does Speedy Cash charge an origination fee?

Yes, Speedy Cash charges a loan origination fee.

Does Speedy Cash charge a late fee?

Yes, Speedy Cash charges borrowers a late payment fee.

Does Speedy Cash charge prepayment fees?

No, Speedy Cash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Speedy Cash?

Loan amounts start at $100 and go up to $25,000.

What is the maximum loan term you can get with Speedy Cash?

Speedy Cash offers auto title loans with a maximum term of 42 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Speedy Cash?

Applicants with a credit score of at least 300 can apply for a loan via Speedy Cash. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Only U.S. citizens and permanent residents can apply for a loan.

Speedy Cash only considers borrowers who are employed.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Active duty servicemembers and their covered dependents cannot apply for a loan via Speedy Cash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for an auto title loan via Speedy Cash?

Speedy Cash will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 days.

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Contact

  • Headquarters
  •   3527 N Ridge Rd
    Wichita, KS 67205 USA
  •   Visit Site

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 24 states
  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Illinois
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • New Mexico
  • North Dakota
  • Ohio
  • Oregon
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 300 - 640
850 300 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $100 - $25K
Loan Term (Months) Up to 42
APR 131% - 521.42%

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