TFC Title Loans

TFC Title Loans

in Auto Title Loans from TFC Title Loans


TFC Title Loans


in Auto Title Loans from TFC Title Loans

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Community Rating Mostly recommended
Loan Amount $2,500 - $50,000
APR  (Fixed APR) 20% - 90%
Credit Score Range 300 - 700

TFC Title Loans Review

TFC Title Loans is offered by TFC Title Loans, a direct lender founded in 1994 and based in Los Angeles, CA. TFC Title Loans is offered in 3 states across the USA.

What rates does TFC Title Loans charge?

TFC Title Loans offers auto title loans with a fixed APR that ranges from 20% up to 90%.

Does TFC Title Loans charge an origination fee?

Yes, TFC Title Loans charges a loan origination fee starting at 1.5% of the loan amount. TFC Title Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does TFC Title Loans charge a late fee?

Yes, TFC Title Loans charges borrowers a late payment fee of up to $15, which is triggered if you're 15 days late.

Does TFC Title Loans charge prepayment fees?

No, TFC Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from TFC Title Loans?

Loan amounts start at $2,500 and go up to $50,000.

What is the maximum loan term you can get with TFC Title Loans?

TFC Title Loans offers auto title loans with a maximum term of 44 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for TFC Title Loans?

To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider borrowers who don't have a clean title.

Applicants with a credit score of at least 300 and up to 700 are eligible for TFC Title Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for auto title loans with TFC Title Loans, applicants need a minimum annual income of $14,400 or higher. TFC Title Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the TFC Title Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto title loan via TFC Title Loans?

TFC Title Loans will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 business days.

TFC TITLE LOANS Disclosure: Trading Financial Credit, LLC dba TFC Title Loans, DineroMax, A Car Title Loan Company, AAA Car Title Loan Company, Car Title Loan USA, Car Title Loans California, TFCI Loan, and GetILoan. Trading Financial Credit, LLC may act as the broker for the loan, and may not be the direct lender. Trading Financial Credit, LLC is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. Loan proceeds are intended primarily for personal, family and household purposes. *Subject to minimum loan amount and meeting our credit criteria, which includes providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan. Minimum loan amount in CA is $2,510.00.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   3055 Wilshire Blvd STE 300
    Los Angeles, CA 90010 USA

About TFC Title Loans


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  Available in 3 states
  • Arizona
  • California
  • New Mexico

Feature Breakdown

No Prepayment Fee  
Late Fee After (number of days) 15
Late Fee Amount $15
Origination Fee Starting at 1.5%
Minimum Age 18
Credit Score Range 300 - 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $14,400
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Vehicle Requirements
  • Clear Title
  • Vehicle Paid Off
Clean Title Required  
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $2.5K - $50K
Loan Term Up to 44
APR (Fixed APR) 20% - 90%

TFC Title Loans Community Reviews


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