BankDirect was founded in 1999 and is based in Richardson, TX.
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BankDirect offers a personal, streamlined banking experience with products and services that can positively impact your bottom line. Because we are a digital bank, our customers get anytime access through a single location and service that exceeds expectations. BankDirect is an Internet-only bank that has been providing convenient, competitive banking products and services to customers nationwide since May 17, 1999. BankDirect offers interest checking, savings and money market accounts, as well as certificates of deposit and free bill pay service. BankDirect can provide financial control to customers who can benefit from the convenience of banking anytime, anywhere through a "no-branch" model that offers competitive rates and more convenient banking than traditional banks.
The online banking experience begins when someone visits the website at www.bankdirect.com. It’s easy to apply online, and once approved, customers have access to the online banking system and are mailed a welcome kit with the tools needed to start banking, including an access ID, password and ATM card (if requested). The first check order is provided to the customer at no charge. Similar to a traditional bank, BankDirect delivers monthly account statements; however, since customers can review their bank activity at any time online, we do not provide deposit receipts or checks in monthly statements (only imaged copies). BankDirect customers can withdraw cash from any ATM, pay an unlimited amount of bills electronically with no service fee and ask questions via email or phone. BankDirect serves customers in all 50 states who seek competitive rates, increased personal convenience and enhanced service.
