Freeway Insurance Boaters Insurance
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Freeway Insurance Boaters Insurance Review
Where does Freeway Insurance Boaters Insurance do business?
Freeway Insurance Boaters Insurance is an insurance carrier with headquarters in Huntington Beach, CA. The company was established in 1987 and offers boat insurance in 50 states (and Washington, DC).
What types of boat insurance coverage does Freeway Insurance Boaters Insurance offer?
Although we often talk about boat insurance in the singular, it really includes several types of coverage. Freeway Insurance Boaters Insurance offers the following types of coverage:
- Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident.
- Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another boat or property when at fault in an accident.
- Collision Coverage: Collision coverage is an optional policy that pays for the cost of repairing or replacing your boat after an accident. If you have a lease, the lender may require you to buy collision insurance.
- Comprehensive Coverage: If your boat is damaged in an event other than a collision, comprehensive coverage will pay for the cost of the repair. Covered events include storms, floods, fire, vandalism, and theft.
- Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.
Freeway Insurance Boaters Insurance also provides access to the following endorsements:
- Hurricane Coverage: Pays for the damages caused by tropical storms, tornadoes, windstorms, and hurricanes.
- Total Loss Replacement: If it's a total loss, this policy will pay you based on the agreed value, actual cash value or the replacement cost value.
- Medical Payments Coverage: Medical payments insurance covers for the medical costs caused by an accident regardless of who is at fault. Most policies will also cover funeral expenses.
- Personal Injury Protection: Personal injury protection, also known as PIP, typically covers medical expenses, loss of essential services, funeral services, and loss of income. It is similar to medical payments coverage, or MedPay for short. The difference is that MedPay will only cover for reasonable medical expenses.
- Mechanical Breakdown Coverage: If your boat is protected by mechanical breakdown insurance the costs of repairs (not including maintenance or normal wear and tear) are covered by your policy. However, you will need to obtain authorization from your insurance company before you carry out repairs.
What benefits does Freeway Insurance Boaters Insurance offer?
Freeway Insurance Boaters Insurance offers the following benefits to its customers:
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
What is the financial strength rating of Freeway Insurance Boaters Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.
SuperMoney does not have enough data to provide a financial rating for Freeway Insurance Boaters Insurance.
7711 Center Ave #200
Huntington Beach, CA 92647 USA
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Other Services by Freeway Insurance
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
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