Exchange Bank Business Checking
Exchange Bank Business Checking Unaffiliated

Exchange Bank Business Checking

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Monthly Fee N/A
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Exchange Bank Business Checking Review

Exchange Bank Business Checking is offered by Exchange Bank, a bank founded in 1894 and based in Omaha, NE. Exchange Bank Business Checking are available in 2 states across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, Exchange Bank Business Checking does not pay interest.
  • Bill pay. Pay your bills to practically anyone in the United States through Exchange Bank.

Exchange Bank Business Checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.

Exchange Bank Business Checking FAQ

Are business checking accounts from Exchange Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #1435). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank Business Checking offer?

Exchange Bank Business Checking is not an interest-bearing account.

What are the account minimums for Exchange Bank Business Checking?

Exchange Bank Business Checking requires a minimum initial deposit of $50 to open an account.

Exchange Bank Business Checking Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does Exchange Bank Business Checking charge?

Exchange Bank Business Checking Fees
ATM Fee: In-Network $0

What features and perks does Exchange Bank Business Checking offer?

This account includes the following features:

  • Fraud monitoring - Exchange Bank Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Exchange Bank Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Message From Exchange Bank Business Checking

Exchange Bank has a wide variety of checking accounts to match any needs. We understand that each customer’s needs may be unique and try to provide an option that is viable for each and every customer. Business Checking, No Minimum Balance. Free Online Banking. Free Online E-Statements. Free Bill Pay. Cash Management Available. ATM/Debit Card available. Account fees and limitations may apply, ask for more details. Required opening deposit $50.00


  Available in 2 states
  • Kansas
  • Nebraska

Feature Breakdown

Minimum Opening Deposit Starting at $50
ATM Fee: In-Network $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0%

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