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  Pacific City Bank Business Analysis Checking Account

Pacific City Bank Business Analysis Checking Account

in Business Checking Accounts from Pacific City Bank · fdic

Unaffiliated

Pacific City Bank Business Analysis Checking Account

Unaffiliated

in Business Checking Accounts from Pacific City Bank · Member FDIC

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Highlights
Monthly Fee $20
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Pacific City Bank Business Analysis Checking Account Review

Pacific City Bank Business Analysis Checking Account is offered by Pacific City Bank, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Business Analysis Checking Account is available in 7 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Pacific City Bank Business Analysis Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of $20.
  • $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.
Pacific City Bank Business Analysis Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • Only available in 7 states.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Pacific City Bank Business Analysis Checking Account FAQ

Are business checking accounts from Pacific City Bank federally insured?

Yes, your Pacific City Bank business checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Pacific City Bank Business Analysis Checking Account offer?

Pacific City Bank Business Analysis Checking Account is not an interest-bearing account.

What are the account minimums for Pacific City Bank Business Analysis Checking Account?

Pacific City Bank Business Analysis Checking Account requires a minimum initial deposit of $1,000 to open an account.

Pacific City Bank Business Analysis Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1000

What fees does Pacific City Bank Business Analysis Checking Account charge?

This account charges a monthly maintenance fee of $20.

Pacific City Bank Business Analysis Checking Account Fees
Description
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1
Monthly Fee $20
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $30
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $27
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - International (Incoming) $22

What features and perks does Pacific City Bank Business Analysis Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Pacific City Bank Business Analysis Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Pacific City Bank Business Analysis Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message From Pacific City Bank Business Analysis Checking Account

A comprehensive analyzed checking account where you can earn credit to help offset fees.

Availability

  Available in 7 states
  • California
  • Colorado
  • Georgia
  • Illinois
  • New York
  • Virginia
  • Washington

Feature Breakdown

Minimum Opening Deposit Starting at $1,000
ATM Fee: In-Network $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $1
Monthly Fee $20
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $30
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $27
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - International (Incoming) $22
Account Features
  • Member FDIC
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Mobile Check Deposit

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