Pacific City Bank Business EZ Checking Account
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| Monthly Fee |
$0 (Verified 08/04/2023) |
| ATM Fee: Out-of-Network | Starting at $1 |
| APY (Annual Percentage Yield) | N/A |
| Minimum Balance to Avoid Monthly Fee | N/A |
Pacific City Bank Business EZ Checking Account Review
Pacific City Bank Business EZ Checking Account is offered by Pacific City Bank savings accounts, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Business EZ Checking Account are available in 6 states across the USA.
Key Takeaways
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.
Pacific City Bank Business EZ Checking Account Pros & Cons
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Pacific City Bank Business EZ Checking Account FAQ
Are business checking accounts from Pacific City Bank savings accounts federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Pacific City Bank Business EZ Checking Account offer?
Pacific City Bank Business EZ Checking Account is not an interest bearing account.What are the account minimums for Pacific City Bank Business EZ Checking Account?
Pacific City Bank Business EZ Checking Account requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
What fees does Pacific City Bank Business EZ Checking Account charge?
This account charges a monthly maintenance fee of $0.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1 |
| Monthly Fee | $0 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $30 |
| Returned Deposit Fee (Domestic) | $13 |
| Returned Deposit Fee (International) | $13 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - International (Incoming) | $22 |
What features and perks does Pacific City Bank Business EZ Checking Account offer?
This account includes the following features:
- Fraud monitoring - Pacific City Bank Business EZ Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Pacific City Bank Business EZ Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Message From Pacific City Bank Business EZ Checking Account
Contact
- Headquarters
-
3701 Wilshire Blvd #900
Los Angeles, CA 90010 USA - (213) 210-2000
- Visit Site
- Email Support
Other Services by Pacific City Bank
Other Business Checking Accounts by Pacific City Bank
Availability
- California
- Colorado
- Illinois
- New York
- Virginia
- Washington
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