
PNC Bank Business Checking
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Community Rating |
Rating not yet determined |
Monthly Fee | $0 - $10 |
ATM Fee: Out-of-Network | Starting at $3 |
Minimum Balance to Avoid Monthly Fee | Starting at $500 |
APY (Annual Percentage Yield) | 0% |
PNC Bank Business Checking Review
PNC Bank Business Checking is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Business Checking are available in 50 states (and Washington, DC).
Key Takeaways
- Earn a $200 Cash Reward. Maintain a minimum average ledger balance of $5,000 for each of the first three statement cycles; and make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- 0% APY. As with most checking accounts, PNC Bank Business Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $500.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through PNC Bank.
PNC Bank Business Checking Pros & Cons
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PNC Bank Business Checking FAQ
Are business checking accounts from PNC Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does PNC Bank Business Checking offer?
PNC Bank Business Checking is not an interest-bearing account.
What are the account minimums for PNC Bank Business Checking?
PNC Bank Business Checking requires a minimum initial deposit of $100 to open an account.
Description | Amount |
---|---|
Minimum Initial Deposit | $100 |
Minimum Balance to Avoid Monthly Fee | $500 |
What fees does PNC Bank Business Checking charge?
This account charges a monthly maintenance fee of up to $10.
Description | |
---|---|
ATM Fee: In-Network | 0 |
ATM Fee: Out-of-Network | Starting at $3 |
ATM Reimbursement Monthly Limit | 6 |
Check Copy | 5 |
Check Image Service | 3 |
Debit Card Replacement Fee | $7.50 |
Early Account Closure | $25 |
Foreign Transaction Fee (Debit Card) | 3% |
Monthly Fee | $0 - $10 |
NSF Fee | 36 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $36 |
Overdraft Protection Fee (per transfer) | $0 |
Paper Statement Fee | 2 |
Returned Deposit Fee (Domestic) | $15 |
Returned Deposit Fee (International) | $20 |
Stop Payment Fee | $33 |
Wire Transfer Fee - Domestic (Incoming) | $13 |
Wire Transfer Fee - Domestic (Outgoing) | 90 |
Wire Transfer Fee - International (Incoming) | $20 |
Wire Transfer Fee - International (Outgoing) | 110 |
What features and perks does PNC Bank Business Checking offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $200 if you deposit a minimum of $5,000.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - PNC Bank Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - PNC Bank Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Message From PNC Bank Business Checking
Contact
- Headquarters
-
One PNC Plaza 249 Fifth Ave
Pittsburgh, PA 1522 USA - (888) 762-2265
- Visit Site
- Email Support
Other Services by PNC Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Balance to Avoid Monthly Fee | Starting at $500 |
Minimum Opening Deposit | Starting at $100 |
PNC Bank Business Checking Community Reviews
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