Last Updated: 04/18/2025
Route 31 Credit Union Business 31 Interest Checking Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Monthly Service Fee
ATM Fee: Out-of-Network (within the U.S.)
N/A
Minimum Average Balance to Avoid Monthly Service Fee
APY (Annual Percentage Yield)
Route 31 Credit Union Business 31 Interest Checking Account Review
Key Takeaways
- Higher than average APY. Route 31 Credit Union Business 31 Interest Checking Account has an annual percentage yield of up to 0.30% (depending on balance), which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $2500.00.
- Waivable monthly maintenance fee. $15 per Month Fee Waived with Minimum $100 Daily Balance or Active Merchant Services Account
- $100.00 minimum opening deposit. This is a typical minimum initial deposit.
Route 31 Credit Union Business 31 Interest Checking Account Pros & Cons
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Route 31 Credit Union Business 31 Interest Checking Account FAQ
Are business checking accounts from Route 31 Credit Union federally insured?
What APY does Route 31 Credit Union Business 31 Interest Checking Account offer?
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.10% - 0.30% |
What are the account minimums for Route 31 Credit Union Business 31 Interest Checking Account?
| Description | Amount |
| Minimum Initial Deposit | $100.00 |
| APY Minimum Balance | $2,500.00 |
| Minimum Balance to Avoid Monthly Fee | $100.00 |
What fees does Route 31 Credit Union Business 31 Interest Checking Account charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Waiver Requirements | $15 per Month Fee Waived with Minimum $100 Daily Balance or Active Merchant Services Account | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Route 31 Credit Union Business 31 Interest Checking Account offer?
- Fraud monitoring - Route 31 Credit Union Business 31 Interest Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Route 31 Credit Union Business 31 Interest Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Hours of Operation
Other Services by Route 31 Credit Union
Other Business Checking Accounts from Route 31 Credit Union
Monthly Service Fee
ATM Fee: Out-of-Network (within the U.S.)
N/A
Minimum Average Balance to Avoid Monthly Service Fee
APY (Annual Percentage Yield)
Community Recommended Products
View AllSponsored
SuperMoney Net Recommendation Score
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