Truist Simple Business Checking

Truist Simple Business Checking Disclosure:

The qualifying account must be opened in one of the above-listed states or online.

No charge for the first 50 total combined transactions per monthly statement cycle. “Total Combined Transactions” refers to any combination of checks deposited and paid, debit and credit memos, deposit tickets, online bill payments and electronic debits and credits (including debit card transactions). The total includes the number of transactions in this product. There are fees for exceeding stated limits. See Truist’s Business Deposit Account Fee Schedule for additional details, Truist.com/business-fee-schedule.

No charge for the first $2,000 of cash deposits per monthly statement cycle. There are fees for exceeding stated cash processing limits. See Truist’s Business Deposit Account Fee Schedule for additional details.

Refer to the Business Deposit Accounts Fee Schedule for detailed information regarding each feature, benefit, and/or fees listed for each product.

Terms and Conditions for the Truist Small Business Checking Affiliate Q2 & Q3 2025 Offer: SB25Q2BIZAFL

Offer Information:

Open a new Truist Simple Business Checking or Dynamic Business Checking account online, phone, or in a branch from 4/1/2025 through 9/30/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.

Enrollment in the promotion is required at the time of account opening using promo code SB25Q2BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.

*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

Offer Eligibility:

You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 10/3/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN).

The business account holder must be 18 years or older at the time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The business’s physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing:

The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. In order to receive the reward, the new business checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per client and for one new qualifying business account. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture:

Reward forfeiture will occur if:

• The new business checking account is changed to an account type not included in this offer prior to payout.
• The new business checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met.
• The new business checking account is closed or restricted at the time of payout.

Other Terms:

Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist's Business Deposit Accounts Fee Schedule for additional information.

The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. Truist reserves the right, in its sole discretion, to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 3/31/2026, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Online Account Opening & Promotion Enrollment Instructions:

During the online application process, ensure the promo code SB25Q2BIZAFL is entered into the Promo Code field and accept the offer when presented. Accounts opened online without the Promo Code will not be eligible to participate in the offer.

Branch Account Opening & Promotion Enrollment Instructions:

Visit your local Truist branch or call a Small Business representative and ask to open an eligible account and enroll you in the Truist Small Business Checking Affiliate Q2 & Q3 2025 Offer using promo code SB25Q2BIZAFL. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800-709-8700.

Teammate Instructions: Enrollment in the promotion is required at the time of account opening and must be completed in the Promotions Center from 4/1/2025 through 9/30/2025 using Promo Code SB25Q2BIZAFL and indicating the last four digits of the checking account number opened.

Truist Bank, Member FDIC. ©2025, Truist Financial Corporation. Truist, Truist Purple and the Truist Logo are service marks of Truist Financial Corporation.

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View Truist Simple Business Checking's published terms & conditions

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