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  American Heritage FCU Business Mastercard®
American Heritage FCU Business Mastercard®
in Business Credit Cards from American Heritage Federal Credit Union
Unaffiliated

American Heritage FCU Business Mastercard®

Unaffiliated
in Business Credit Cards from American Heritage Federal Credit Union
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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

American Heritage FCU Business Mastercard® Review

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Multiple business credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of American Heritage FCU Business Mastercard®

The Good The Bad
  • No annual fee.
  • Multiple business credit card perks.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel accident insurance.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on purchases everywhere American Heritage FCU Business Mastercard® is accepted.
  • American Heritage FCU Business Mastercard® reports to multiple credit bureaus.
  • Does not offer a signup bonus.

American Heritage FCU Business Mastercard® FAQ

Who is American Heritage FCU Business Mastercard® designed for?

This is a credit card issued by American Heritage Federal Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

This business card has a credit limit of up to 300.

What are the relevant APRs?

Does it have an introductory APR offer?

This business credit card does not offer an introductory rate on new purchases.

American Heritage FCU Business Mastercard® Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
American Heritage FCU Business Mastercard® Fees
Fees Amount
Annual Fee $0
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0

Does it offer a cash back rewards program?

Yes, American Heritage FCU Business Mastercard® offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Extended Warranty Protection
  • Price Protection
  • Travel Accident Insurance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (215) 969-0777.

What is the support contact email?

The support contact email for this business credit card is GeneralInfo@amhfcu.org.

Does American Heritage FCU Business Mastercard® report your account activity to credit bureaus?

Yes, American Heritage FCU Business Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the American Heritage Federal Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Message From American Heritage Federal Credit Union

Enjoy financial flexibility while keeping business and personal expenses separate. Our Business Platinum Mastercard® not only offers a high credit line and a great low rate, but also provides you with a range of excellent bonus features.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 9:00am - 3:00pm

Other Services by American Heritage Federal Credit Union

Feature Breakdown

Annual Fee $0
No Annual Fee
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Travel Accident Insurance
Rewards Categories
  • Every Purchase
Credit Limit $300 - $40,000
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Card Network Mastercard
Card Type
  • Rewards

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