Arbor Financial Credit Union Business Visa Rewards Credit Card Review

• Business credit card with generous reward rate. You will get a rewards rate of up to 3 reward points per dollar spent.
• Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval oods if your credit score is above650.

The Good	The Bad
No annual fee. Offers auto rental collision damage waiver. Identity Theft Protection. Cardholders can earn rewards on purchases everywhere Arbor Financial Credit Union Business Visa Rewards Credit Card is accepted. Arbor Financial Credit Union Business Visa Rewards Credit Card reports to multiple credit bureaus.

Who is Arbor Financial Credit Union Business Visa Rewards Credit Card designed for?

This is a credit card issued by Arbor Financial Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase
• Groceries
• Restaurants

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Fraud Liability
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (269) 375-6702.

Does Arbor Financial Credit Union Business Visa Rewards Credit Card report your account activity to credit bureaus?

Yes, Arbor Financial Credit Union Business Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Arbor Financial Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.