US Bank Business Cash Rewards World Elite Mastercard

Key Takeaways

• Business credit card with generous reward rate. You can get a rewards rate of up to 3x.
• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
• Signup bonus. Offers a signup bonus of up to $500.
• APRs: US Bank Business Cash Rewards World Elite Mastercard has a variable regular purchase APR that ranges from 13.99% up to 22.99%.
• No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• A 3% balance transfer fee. US Bank Business Cash Rewards World Elite Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of US Bank business World Elite Mastercard

What are the relevant APRs?

What fees does it charge?

• There is no annual fee.
• A late payment penalty of up to $39 .
• A returned payment fee of $35.

Does it offer a cash back or rewards program?

• Internet, Cable and Phone Services
• Every Purchase
• Gas stations
• Office Supply Stores