Features

Until it was discontinued at the end of 2014, the Chase Ink Bold Business card was positioned as an alternative to the American Express Gold card. It shared many of the same attributes, but there were also significant differences. The closest offerings presently available are either the Chase Ink Plus or the Chase Ink Cash cards.

Who Is Chase Ink Bold Business Card For?

The Chase Ink Bold Business card was designed for entrepreneurs or small business owners who preferred a charge card versus a credit card. Applicants were required to have good or excellent credit in order to qualify. Like the classic American Express charge card, the Chase Ink Bold Business Card had no present credit limit.

Are There Annual Fees?

The Chase Ink Bold Business Card carried no annual fee for the first year and 95 dollars annual fee afterward.

Did the Chase Ink Bold Business Card Offer Rewards?

The Chase Ink Bold Business Card offered a generous points program, awarding 5 points for every 1 dollar spent on business-related purchases, 2 points for every 1 dollar spent on travel plus a 20 percent discount using the Chase Ultimate Rewards Booking tool and 1 point for everything else, including purchases made through the Chase Online Mall. There were no limits placed on how many points could be earned, and points never expired. Other perks included Auto Rental Collision Damage and Trip Delay damage, Trip Cancellation and Travel Accident insurance and Lost Luggage reimbursement. Members also received a free 1-year Free Airport Lounge with Priority Pass membership.

Are There Foreign Transaction Fees?

The Chase Ink Bold Business Card carried no foreign transaction fees.

Were There Late Payment or other Penalty Fees?

The Chase Ink Bold Business Card imposed a 15 dollar late fee and a hefty 39 dollar returned payment fee.

Summary

The Chase Ink Bold Business Card was a popular offering by Chase that was perhaps hampered by the fact that it was an American Express card, not a Visa or MasterCard. Although Chase is gaining a foothold in acceptance, it was perhaps hampered by the fact that MasterCard, Visa and even American Express had a head start in the credit card and charge card markets. If your heart is set on getting an Ink Card, either the Ink Cash or Ink Plus Cards should fill the bill. Otherwise, the closest remaining equivalent is the American Express Gold Card.

  • Card Type
    Balance Transfer Rewards
  • Customer Type
    Business
  • Card Network
    Mastercard
  • Minimum Age
    18
  • Late Payment Penalty
    $15
  • Returned Payment Fee
    $39
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
js-table-filter bizname-chase-ink-bold-business-card
95
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter gas-139
js-table-filter points-137
0
js-table-filter travel-143
0
js-table-filter no-annual-fee-first-year-225
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1799

  • Gas
  • Points
  • Travel
  • No Annual Fee First Year
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Balance Transfer
Card Type Rewards
045
js-table-filter bizname-ink-classic-business-credit-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter points-137
13.24
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter credit-required-116

  • Points
  • No Annual Fee
  • 0% Introductory APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%. This APR will vary with the market based on the Prime Rate.%
040
js-table-filter bizname-chase-ink-plus-business-credit-card
js-table-filter airlines-140
0
js-table-filter ccard-type-136
js-table-filter points-137
15.24
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Airlines
  • Points
  • Travel
  • No Foreign Transaction Fee
Card Type Rewards
Purchases APR 15.24%
Balance Transfer APR 15.24%
158
js-table-filter bizname-ink-cash-business-credit-card
0
js-table-filter ccard-type-222
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter points-137
13.49
js-table-filter restaurants-142
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-140
js-table-filter credit-required-114
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Cashback
  • Every Purchase
  • Gas
  • Points
  • Restaurants
  • No Annual Fee
  • 0% Introductory APR
Card Type Cash Back
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.49%
Balance Transfer APR 13.49%
108
js-table-filter bizname-chase-ink-business-preferred-card
js-table-filter airlines-140
95
js-table-filter ccard-type-223
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
16.24
js-table-filter travel-143
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

  • Airlines
  • Every Purchase
  • Points
  • Travel
  • No Foreign Transaction Fee
Annual Fee $95
Card Type Travel
Card Type Rewards
Purchases APR 16.24%
Balance Transfer APR 16.24%
008
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1 votes

Customer service has been excellent for me. I had a couple of charges I didn't agree with and they took care of it beautifully. Excellent intro bonus: 50,000 points if you spend $5,000 within the first three months. That is over $500 to spend traveling or on Amazon through the MileagePlus Rewards program. When you purchase the card you get to choose whether to pay the balance you accumulate over time or to automatically pay your balance in full every month. I would recommend the automatic pay in full feature, ... if your business can afford it. It helps reduce the temptation of overspending and paying outrageous interest rates. More Less

2 votes

As a small business owner, this is a great card to accumulate a lot of points quickly. The signup bonus is huge, but the 5X bonus on phone, internet, cable etc helps to rapidly accumulate points. It's also great if you travel a lot. I've been slammed with foreign transaction fees in the past and this card covers them. You also get a 20% discount on travel if you book through their site.


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