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  Citizens Equity First Credit Union Business Mastercard

Citizens Equity First Credit Union Business Mastercard

in Business Credit Cards from Citizens Equity First Credit Union

Unaffiliated

Citizens Equity First Credit Union Business Mastercard

Unaffiliated

in Business Credit Cards from Citizens Equity First Credit Union

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee N/A

Citizens Equity First Credit Union Business Mastercard Review

Citizens Equity First Credit Union Business Mastercard FAQ

Who is Citizens Equity First Credit Union Business Mastercard designed for?

Citizens Equity First Credit Union Business Mastercard is a credit card issued by Citizens Equity First Credit Union. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Citizens Equity First Credit Union Business Mastercard?

Does Citizens Equity First Credit Union Business Mastercard have an introductory APR offer?

This card does offer an introductory APR rate on new purchases of 0% for a period of 3 months.

Citizens Equity First Credit Union Business Mastercard Rates & Terms

What are the Citizens Equity First Credit Union Business Mastercard fees?

The following fees apply to Citizens Equity First Credit Union Business Mastercard:

  • A late payment penalty of up to $29.00.
  • A returned payment fee of up to $25.
  • An overlimit fee of $29.

Does Citizens Equity First Credit Union Business Mastercard have a foreign transaction fee?

Citizens Equity First Credit Union Business Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Citizens Equity First Credit Union Business Mastercard Fees
Fees Amount
Foreign Transaction Fee 1%
Returned Payment Fee $25
Late Payment Fee $29.00

Is there a Citizens Equity First Credit Union Business Mastercard cash back or rewards program?

Citizens Equity First Credit Union Business Mastercard offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does Citizens Equity First Credit Union Business Mastercard have a signup bonus?

Citizens Equity First Credit Union Business Mastercard doesn't offer a cash signup bonus.

Does Citizens Equity First Credit Union Business Mastercard offer an annual loyalty bonus?

Citizens Equity First Credit Union Business Mastercard doesn't offer a cash loyalty bonus.

What are the Citizens Equity First Credit Union Business Mastercard benefits?

Citizens Equity First Credit Union Business Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • Reports to major credit bureaus

Does Citizens Equity First Credit Union Business Mastercard report your account activity to credit bureaus?

Yes, Citizens Equity First Credit Union Business Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Citizens Equity First Credit Union Business Mastercard

  • Visit the Citizens Equity First Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   5401 W Dirksen Pkwy
    Peoria, IL 61607
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 8:00am - 12:00pm

Other Services by Citizens Equity First Credit Union

Feature Breakdown

Every Purchase (Points) 1
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 3 months
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 1%
Late Fee Amount $29.00
Minimum Cash Advance Fee ($) $10
Over-Limit Fee $29
Returned Payment Fee $25
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
Rewards Categories
  • Every Purchase
Balance Computation Average Daily Balance
Card Network Mastercard
Card Type
  • Rewards

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