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  American Express National Bank Hilton Honors Business Credit Card

American Express National Bank Hilton Honors Business Credit Card

in Business Credit Cards from American Express National Bank

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American Express National Bank Hilton Honors Business Credit Card

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in Business Credit Cards from American Express National Bank

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Highlights
Purchase APR  (Variable APR) 15.74% - 24.74%
Balance Transfer APR  (Variable APR) 15.74% - 24.74%
Credit Score Range 650 - 850
Annual Fee $95

American Express National Bank Hilton Honors Business Credit Card Review

Key Takeaways
  • Business credit card with generous reward rate. You will get a rewards rate of up to 12 reward points per dollar spent.
  • Signup bonus. Offers a signup bonus of $150 if you spend $2000.
  • Signup bonus. Offers a signup bonus of 150000 points after spending $2,000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. American Express National Bank Hilton Honors Business Credit Card has a variable purchase APR that ranges from 15.74% up to 24.74%.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of American Express National Bank Hilton Honors Business Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere American Express National Bank Hilton Honors Business Credit Card is accepted.
  • American Express National Bank Hilton Honors Business Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $95
American Express National Bank Hilton Honors Business Credit Card FAQ

Who is American Express National Bank Hilton Honors Business Credit Card designed for?

What are the relevant APRs?

American Express National Bank Hilton Honors Business Credit Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $95.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.
  • There is no overlimit fee

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

American Express National Bank Hilton Honors Business Credit Card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Returned Payment Fee $39
Late Payment Fee up to $39

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Airfare
  • Car Rentals
  • Internet, Cable and Phone Services
  • Every Purchase
  • Gas stations
  • Hotels
  • Restaurants
  • Shipping

Does it have a sign up bonus?

Yes, it offers card users a signup bonus worth up to $150 after you spend $2000.

However, it does include a 150000 points signup bonus after you spend $2000 that can be redeemed for travel, gifts, or other perks.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 528-4800.

What is the support contact email?

The support contact email for this business credit card is info@americanexpress.com.

Does American Express National Bank Hilton Honors Business Credit Card report your account activity to credit bureaus?

Yes, American Express National Bank Hilton Honors Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the American Express National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
View American Express National Bank Hilton Honors Business Credit Card's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Car Rentals (Points) 6
Every Purchase (Points) 3X Points per dollar on other purchases
Every Purchase (Points) 3
Gas (Points) 6
Restaurants (Points) 6
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee $0
Annual Fee $95
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $5
Late Fee Amount Up to $39
Minimum Cash Advance Fee ($) $5
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
All Other Purchases 12X Points per dollar for purchases made directly with hotels and resorts in the Hilton portfolio 6X Points Per dollar on select business purchases at U.S. gas stations on wireless telephone services purchases directly from U.S. service providers on U.S. purchases for shipping 6X Points Per dollar on select travel purchases at U.S. restaurants on flights booked directly with airlines or with Amex Travel on car rentals booked directly from select car rental companies
Bonus Rewards Earn A $150 Statement Credit after your first purchase on the Hilton Honors Business Card within your first 3 months. Plus, earn 150,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership.
No Blackout Dates
Rewards Categories
  • Travel
  • Airfare
  • Car Rentals
  • Internet / Cable / Phone Services
  • Gas
  • Hotels
  • Restaurants
  • Shipping
  • Every Purchase
Signup Bonus $150
Signup Bonus (points) 150,000
Balance Computation Average daily balance (including new purchases)
Cash Advance APR (Variable APR) 25.24%
Penalty APR (Variable APR) 29.24%
Purchase APR (Variable APR) 15.74% - 24.74%
Balance Transfer APR (Variable APR) 15.74% - 24.74%
Card Network American Express
Card Type
  • Rewards
  • Travel
  • Gas
  • Bonus Offers
  • Charge Card

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