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  Lake Trust CU Platinum Business Visa Credit Card
Lake Trust CU Platinum Business Visa Credit Card
in Business Credit Cards from Lake Trust Credit Union
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Lake Trust CU Platinum Business Visa Credit Card

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in Business Credit Cards from Lake Trust Credit Union
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Highlights
Purchase APR  (Variable APR) Starting at 10.9%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) Starting at 10.9%
(Verified 08/04/2023)
Annual Fee $0
Credit Score Range 600 - 850

Lake Trust CU Platinum Business Visa Credit Card Review

This is a rewards card issued by Lake Trust Credit Union. If you're wondering whether Lake Trust Credit Union business credit card is the right card for you, read on.

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Lake Trust Credit Union business credit card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Travel accident insurance.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Lake Trust CU Platinum Business Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.

What are the relevant APRs?

This business credit card has a variable purchase APR starting at 10.9% . The card has a variable balance transfer APR starting at 10.9% .

It also has a variable cash advance APR starting at 10.9% .

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

Lake Trust Credit Union business credit card Rates & Terms
Purchase APR Starting at 10.9%
Balance Transfer APR Starting at 10.9%
Cash Advance APR Starting at 10.9%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $25.
Lake Trust Credit Union business credit card Fees
Fees Amount
Annual Fee $0
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $25
Late Payment Fee up to $35

Does it offer a cash back or rewards program?

Yes, Lake Trust Credit Union business credit card offers a rewards program to its customers.

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

What are the benefits?

This business credit card provides the following benefits:

  • Travel Accident Insurance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (888) 267-7200.

What is the support contact email?

The support contact email for this business credit card is laketrust@laketrust.org.

Does Lake Trust CU Platinum Business Visa Credit Card report your account activity to credit bureaus?

Yes, Lake Trust CU Platinum Business Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Lake Trust Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Lake Trust Credit Union business credit card

Buy everything you need to keep your company running. Our business credit card is a simple way to make purchases on the go. Plus, earn rewards and enjoy travel, baggage, and car rental perks just for using your card.

Feature Breakdown

Annual Fee $0
Cash Advance Fee (%) 0%
Cash Advance Fee Minimum $0
Late Fee Amount Up to $35
Minimum Cash Advance Fee ($) $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $25
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Purchase Protection
  • Travel Accident Insurance
Rewards Type Points
APR Type Variable APR
Cash Advance APR (Variable APR) Starting at 10.9%
Credit Limit Starting at $5,000
Purchase APR (Variable APR) Starting at 10.9%
(Verified 08/04/2023)
Balance Transfer Fee % 0%
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer Fee Minimum $0
Balance Transfer APR (Variable APR) Starting at 10.9%
(Verified 08/04/2023)
Card Network Visa
Card Type
  • Rewards

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