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Last Updated: 05/14/2026

Lake Trust CU Platinum Business Visa Credit Card

from Lake Trust Credit Union

Last Updated: 05/14/2026

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Highlights

Purchase APR (Variable APR)

Starting at 10.9%(Verified 06/21/2024)

Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

Starting at 10.9%(Verified 06/21/2024)

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Annual Fee

Credit Score Range

600 - 850

Lake Trust CU Platinum Business Visa Credit Card Review

This is a rewards card issued by Lake Trust Credit Union. If you're wondering whether Lake Trust CU Platinum Business Visa Credit Card is the right card for you, read on.

Key Takeaways

No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Lake Trust Credit Union business credit card

The Good

The Bad

Potentially lower than average purchase APRs.
No annual fee.
Travel accident insurance.
Considers applicants with fair credit.
Cardholders can earn rewards on their purchases.
Lake Trust CU Platinum Business Visa Credit Card reports to multiple credit bureaus.

Does not offer a signup bonus.
You don't earn rewards on every purchase.

What are the relevant APRs?

This business credit card has a variable purchase APR starting at 10.9% . The card has a variable balance transfer APR starting at 10.9% .

It also has a variable cash advance APR starting at 10.9% .

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

Lake Trust Credit Union business credit card Rates & Terms

Purchase APR

Starting at 10.9%

Balance Transfer APR

Starting at 10.9%

Cash Advance APR

Starting at 10.9%

What fees does it charge?

The following fees apply to this business credit card:

There is no annual fee.
A late payment penalty of up to $35 .
A returned payment fee of $25.

Lake Trust Credit Union business credit card Fees

Fees

Amount

Annual Fee

Balance Transfer Fee

Minimum Balance Transfer Fee

Returned Payment Fee

$25

Late Payment Fee

up to $35

Does it offer a cash back or rewards program?

Yes, Lake Trust Credit Union business credit card offers a rewards program to its customers.

Lake Trust CU Platinum Business Visa Credit Card Rewards

Description

Rewards Type

Points

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Lake Trust Credit Union business credit card

Buy everything you need to keep your company running. Our business credit card is a simple way to make purchases on the go. Plus, earn rewards and enjoy travel, baggage, and car rental perks just for using your card.

Contact

Headquarters

4605 S Old US Hwy 23, Brighton, MI

48114

Brighton, MI 48114

Visit Site

Email Support

Other Services by Lake Trust Credit Union

Credit Cards

2 products

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SuperMoney Net Recommendation Score

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-1000+100

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