MAX Credit Union Visa Business Card
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| Purchase APR (Variable APR) | 9.49% - 18% |
| Balance Transfer APR (Variable APR) | 9.49% - 18% |
| Credit Score Range | 670 - 850 |
| Annual Fee | $0 |
MAX Credit Union Visa Business Card Review
Key Takeaways
- Competitive APRs. MAX Credit Union Visa Business Card has a variable purchase APR that ranges from 9.49% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of MAX Credit Union Visa Business Card
| The Good | The Bad |
|---|---|
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MAX Credit Union Visa Business Card FAQ
Who is MAX Credit Union Visa Business Card designed for?
This is a credit card issued by MAX Credit Union.
This business card is designed for small business owners with good credit. The minimum credit score to apply is 670.
What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 9.49% up to 18%. The card has a variable balance transfer APR that ranges from 9.49% up to 18%.
It also has a variable cash advance APR that ranges from 9.49% up to 18%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business credit card does not offer an introductory rate on new purchases.| Purchase APR | 9.49% - 18% |
| Balance Transfer APR | 9.49% - 18% |
| Cash Advance APR | 9.49% - 18% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $25.
- A returned payment fee of up to $30.
- There is no overlimit fee
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | up to $30 |
| Late Payment Fee | $0.50 to $25 |
Does it offer a cash back rewards program?
No, it does not offer a cash back rewards program.
Can I get it with just an employer identification number (EIN)?
You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Travel Assistance
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (334) 260-2600.
What is the support contact email?
The support contact email for this business credit card is smartmoney@mymax.com.
Does MAX Credit Union Visa Business Card report your account activity to credit bureaus?
Yes, MAX Credit Union Visa Business Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the MAX Credit Union .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From MAX Credit Union
Contact
- Headquarters
-
400 Eastdale Circle, Montgomery, AL, 36117
Montgomery, AL 36117 USA - (334) 260-2600
- Visit Site
- Email Support
Other Services by MAX Credit Union
Feature Breakdown
| Annual Fee | $0 |
| Cash Advance Fee (%) | 0% |
| Cash Advance Fee Minimum | $0 |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | $0.50 - $25 |
| Minimum Cash Advance Fee ($) | $0 |
| Minimum Interest Charge | $0 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Over-Limit Fee | $0 |
| Returned Payment Fee | Up to $30 |
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