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  MAX Credit Union Visa Business Card
MAX Credit Union Visa Business Card
in Business Credit Cards from MAX Credit Union
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MAX Credit Union Visa Business Card

Unaffiliated
in Business Credit Cards from MAX Credit Union
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Highlights
Purchase APR  (Variable APR) 9.49% - 18%
Balance Transfer APR  (Variable APR) 9.49% - 18%
Credit Score Range 670 - 850
Annual Fee $0

MAX Credit Union Visa Business Card Review

This is a card issued by MAX Credit Union. If you're wondering whether MAX Credit Union Visa Business Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. MAX Credit Union Visa Business Card has a variable purchase APR that ranges from 9.49% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of MAX Credit Union Visa Business Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel assistance insurance
  • MAX Credit Union Visa Business Card reports to multiple credit bureaus.
  • You need good credit to qualify.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 9.49% up to 18%. The card has a variable balance transfer APR that ranges from 9.49% up to 18%.

It also has a variable cash advance APR that ranges from 9.49% up to 18%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

MAX Credit Union Visa Business Card Rates & Terms
Purchase APR 9.49% - 18%
Balance Transfer APR 9.49% - 18%
Cash Advance APR 9.49% - 18%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • A returned payment fee of up to $30.
  • There is no overlimit fee

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

MAX Credit Union Visa Business Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee up to $30
Late Payment Fee $0.50 to $25

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (334) 260-2600.

What is the support contact email?

The support contact email for this business credit card is smartmoney@mymax.com.

Does MAX Credit Union Visa Business Card report your account activity to credit bureaus?

Yes, MAX Credit Union Visa Business Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the MAX Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From MAX Credit Union Visa Business Card

The MAX VISA business credit card comes with the confidence that the international acceptance of VISA provides, plus the convenience of cash advances at MAX branches and most other financial institutions. The MAX VISA business credit card gives you the flexible buying power you need to keep your business booming. Now offering VISA Purchase Alerts, which send you real-time text or email alerts when you pay with your Visa card

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 2:00am
  • Tuesday 7:00am - 2:00am
  • Wednesday 7:00am - 2:00am
  • Thursday 5:00am - 2:00am
  • Friday 5:00am - 2:00am
  • Saturday Closed

Other Services by MAX Credit Union

Feature Breakdown

Annual Fee $0
Cash Advance Fee (%) 0%
Cash Advance Fee Minimum $0
Foreign Currency Transaction Fee 1%
Late Fee Amount $0.50 - $25
Minimum Cash Advance Fee ($) $0
Minimum Interest Charge $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee $0
Returned Payment Fee Up to $30
Customer Type Business
Minimum Age 18
Credit Score Range 670 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Emergency Support
  • Travel Assistance
Rewards Type No Rewards
APR Type Variable APR
Balance Computation Average Daily Balance (including new purchases)
Cash Advance APR (Variable APR) 9.49% - 18%
Purchase APR (Variable APR) 9.49% - 18%
Balance Transfer Fee % 0%
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer Fee Minimum $0
Balance Transfer APR (Variable APR) 9.49% - 18%
Card Network Visa
Card Type
  • Low Interest

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