Last Updated: 04/18/2025
MECU VISA Business Credit Card
Unaffiliated
in Business Credit Cards from MECU
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
Starting at 8.25%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 8.25%(Verified 06/21/2024)
Disclaimer popup with additional information
Annual Fee
$0
Credit Score Range
670 - 850
MECU VISA Business Credit Card Review
This is a rewards card issued by MECU. If you're wondering whether MECU VISA Business Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of MECU VISA Business Credit Card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR starting at 8.25% . The card has a variable balance transfer APR starting at 8.25% .
It also has a variable cash advance APR starting at 8.25% .
The good news is this business card does not charge a penalty APR if you are late on a payment.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 1.99% for a period of 6 months from account opening.
This business card does offer an introductory APR rate on new purchases of 1.99% for a period of 6 months.
| Purchase APR | Starting at 8.25% |
| Balance Transfer APR | Starting at 8.25% |
| Cash Advance APR | Starting at 8.25% |
| Penalty APR | 0% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of $29 .
- A returned payment fee of $15.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | $15 |
| Late Payment Fee | $29 |
Does it offer a cash back or rewards program?
Yes, MECU VISA Business Credit Card offers a rewards program to its customers.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories | Every Purchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | Points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Every Purchase
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from MECU VISA Business Credit Card
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed