Michigan State University FCU Cash Back Visa

Michigan State University FCU Cash Back Visa Review

This is a cashback card issued by Michigan State University FCU. If you're wondering whether Michigan State University FCU Cash Back Visa is the right card for you, read on.

Key Takeaways

• Competitive APRs. Michigan State University FCU Cash Back Visa has a variable purchase APR that ranges from 11.9% up to 17.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Michigan State University FCU Cash Back Visa

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 11.9% up to 17.9%. The card has a variable balance transfer APR that ranges from 11.9% up to 17.9%.

It also has a variable cash advance APR that ranges from 11.9% up to 17.9%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $25.
• An overlimit fee of $25.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program. The rewards program allows you to earn 1% cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase

What is the customer service phone number?

The customer service number for this business card is (517) 333-2424.

What is the support contact email?

The support contact email for this business credit card is eservices@msufcu.org.

Does Michigan State University FCU Cash Back Visa report your account activity to credit bureaus?

Yes, Michigan State University FCU Cash Back Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Michigan State University FCU .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.