SuperMoney
  Northeast Credit Union Business VISA Credit Card
Northeast Credit Union Business VISA Credit Card
in Business Credit Cards from Northeast Credit Union
Unaffiliated

Northeast Credit Union Business VISA Credit Card

Unaffiliated
in Business Credit Cards from Northeast Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Northeast Credit Union Business VISA Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 10.25
Balance Transfer APR  (Variable APR) 10.25
Credit Score Range 650 - 850
Annual Fee $0

Northeast Credit Union Business VISA Credit Card Review

This is a rewards card issued by Northeast Credit Union. If you're wondering whether Northeast Credit Union Business VISA Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Northeast Credit Union Business VISA Credit Card has a variable purchase APR of 10.25%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Northeast Credit Union Business VISA Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Northeast Credit Union Business VISA Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

What are the relevant APRs?

This business credit card has a variable purchase APR of 10.25%. The card has a variable balance transfer APR of 10.25% .

It also has a variable cash advance APR of 10.25%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

Northeast Credit Union Business VISA Credit Card Rates & Terms
Purchase APR 10.25%
Balance Transfer APR 10.25%
Cash Advance APR 10.25%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • An overlimit fee of $25.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Northeast Credit Union Business VISA Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Late Payment Fee $0 to $25

Does it offer a cash back or rewards program?

Yes, Northeast Credit Union Business VISA Credit Card offers a rewards program to its customers.

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

What are the benefits?

This business credit card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (888) 436-1847.

What is the support contact email?

The support contact email for this business credit card is memberservices@necu.org.

Does Northeast Credit Union Business VISA Credit Card report your account activity to credit bureaus?

Yes, Northeast Credit Union Business VISA Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Northeast Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Northeast Credit Union Business VISA Credit Card

With its purchasing convenience, available credit, and detailed reporting, our Business VISA® Platinum credit card offers what your business needs to get ahead and stay ahead. Plus it comes with great money-saving features: uChoose Rewards®. Earn uChoose Rewards bonus points while you spend which can be used on merchandise, recreation, and travel rewards. Low Rate. Pay one low, variable rate that's the same for purchases and cash advances. No Annual Fee. Save even more. Secure and automatic card updates from Visa VISA® Secure Online Payments

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 12:00pm

Other Services by Northeast Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
Cash Advance Fee (%) 0
Cash Advance Fee Minimum 0
Foreign Currency Transaction Fee 1
Late Fee Amount 0 - 25
Minimum Cash Advance Fee ($) 0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee 25
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type Points
APR Type Variable APR
Balance Computation Average Daily Balance (including new purchases)
Cash Advance APR (Variable APR) 10.25
Purchase APR (Variable APR) 10.25
Balance Transfer Fee % 0
Balance Transfer Fee Minimum 0
Balance Transfer APR (Variable APR) 10.25
Card Network Visa
Card Type
  • Rewards
  • Balance Transfer

Be the first to rate

 

Would you recommend Northeast Credit Union Business VISA Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Business Credit Cards