Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
16.49% - 25.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
16.49% - 25.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Annual Fee
$0
Credit Score Range
600 - 850
Renasant Bank Visa® Business Card Review
This is a card issued by Renasant Bank. If you're wondering whether Renasant Bank Visa® Business Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 20 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 18 months.
- APRs: Renasant Bank Visa® Business Card has a variable regular purchase APR that ranges from 16.49% up to 25.49%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Renasant Bank business card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 16.49% up to 25.49% . The card has a variable balance transfer APR that ranges from 16.49% up to 25.49% .
It also has a variable cash advance APR of 30.49%. Note that late payments are subject to an APR of 31.74% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 20 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 18 months.
| Purchase APR | 16.49% - 25.49% |
| Balance Transfer APR | 16.49% - 25.49% |
| Cash Advance APR | 30.49% |
| Penalty APR | 31.74% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $39 .
- A returned payment fee of $35.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $19 to $39 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Renasant Bank business card
Hours of Operation
SundayClosedMonday9:00AM - 4:30PMTuesday9:00AM - 4:30PMWednesday9:00AM - 4:30PMThursday9:00AM - 4:30PMFriday9:00AM - 5:30PMSaturdayClosed
Other Services by Renasant Bank
Other Business Credit Cards from Renasant Bank
Rating not yet determined
Purchase APR
20.49% - 25.49%
Disclaimer popup with additional information
Balance Transfer APR
20.49% - 25.49%
Disclaimer popup with additional information
Annual Fee
$0 - $95
Credit Score Range
600 - 850
300
850
Rating not yet determined
Purchase APR
18.49% - 27.49%
Disclaimer popup with additional information
Balance Transfer APR
18.49% - 27.49%
Disclaimer popup with additional information
Annual Fee
$0
Credit Score Range
650 - 850
300
850
Rating not yet determined
Purchase APR
18.49% - 27.49%
Disclaimer popup with additional information
Balance Transfer APR
18.49% - 27.49%
Disclaimer popup with additional information
Annual Fee
$0
Credit Score Range
650 - 850
300
850
SuperMoney Net Recommendation Score
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