SuperMoney

Spark Miles Select From Capital One

in Business Credit Cards

Unaffiliated Visit Site

Spark Miles Select From Capital One

Unaffiliated

in Business Credit Cards

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

0 users recommend
1 user is unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Spark Miles Select From Capital One to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is the Spark Miles Select From Capital One Credit Card Designed For?

The Spark Miles Select From Capital One credit card is designed for business owners with excellent credit who frequently travel for business and would like to earn a generous signup bonus and double reward miles on their purchases.

What Are the Rates for Spark Miles Select From Capital One?

Rates range from 13.99% APR to 21.99% APR depending on customers' creditworthiness, which is competitive for a business travel card. The cash advance rate as is 23.99% APR and the penalty rate that is triggered if a cardholder is late on a payment is 30.40% APR.

What Are the Fees for Spark Miles Select From Capital One?

The Spark Miles credit card has no annual fee. The card has a 3% cash advance fee with a minimum fee of $10 and up to a $39 late payment fee, but that's it. There are no balance-transfer fees, foreign transaction fees, returned balance fees or over-the-credit-limit fees.

What Is Spark Miles Select From Capital One Rewards Program Like?

Capital One's Spark Miles credit card has a flexible, generous and easy to use rewards program. Earning miles is easy with its 1.5 points for every dollar reward ratio on all purchases. The miles you earn don't expire and you can redeem miles for travel, gift cards or even cash.

Redeeming miles for travel expenses is just as easy. Just purchase the ticket with the airline and travel website you prefer and pay for it with your Sparks credit card. Then simply request a statement credit from Capital One. This avoids the hassle of blackout dates and seat restrictions. There is a 1:1 ratio when it comes to miles and cents. For example, a $200 flight will cost you 20,000 points.

What about the Spark Miles Select From Capital One Signup Bonus?

Spark Miles users can earn 20,000 miles ($200 equivalent) if they spend $3,000 within the first three months of opening their account. 

Does Spark Miles Select From Capital One Credit Card Have Any Other Benefits?

The Spark Miles Select From Capital One credit card comes with 90-day purchase protection, auto-rental collision damage waiver, extended warranty on items purchased with the card, travel and emergency assistance and travel and emergency assistance.

How Is Spark Miles Select From Capital One Better Than Other Credit Cards?

The Sparks Miles Select credit card issued by Capital One has a competitive rewards rate, a large signup bonus, useful travel benefits, and relatively low rates. The card has no annual fee and no foreign transaction fees.

 

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Annual Fee
$0
Grace Period
25
No Annual Fee
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$39
Credit Score Range
700 - 850
850 300 700
Minimum Age
18
Customer Type
Business
Credit Card Benefits
  • Fraud Liability
Travel Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Emergency Support
Flight Insurance
Lost Luggage Insurance
Every Purchase
1.5x
Rewards Categories
  • Airfare
  • Every Purchase
Signup Bonus (points)
20,000
Cash Advance APR
(Variable APR)
Starting at
24.49%
Purchases APR
(Variable APR)
14.49% - 22.49%
12% 30%
Balance Computation
average daily balance
Penalty APR
30.9%
Introductory Rate
0%
Balance Transfer APR
(Variable APR)
14.49% - 22.49%
12% 25%
Introductory Rate
0%

Reviews

Would you recommend Spark Miles Select From Capital One to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Business Credit Cards

Capital One Business Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

Spark Classic for Business From Capital One

Spark Classic for Business From Capital One

 
6
 
8 total votes
Starting Purchases APR
(Variable APR)
24.49% Starting Variable APR
Starting Balance Transfer APR
(Variable APR)
23.99% Starting Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 600 - 750 600 850
Spark Cash for Business From Capital One

Spark Cash for Business From Capital One

 
1
 
1 total votes
Starting Purchases APR
(Variable APR)
18.49% Starting Variable APR
Starting Balance Transfer APR
(Variable APR)
18.49% Starting Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850 600 850
Spark Cash Select From Capital One

Spark Cash Select From Capital One

 
 
1
1 total votes
Purchases APR
(Variable APR)
14.49% - 22.49% 12% 30% Variable APR
Balance Transfer APR
(Variable APR)
14.49% - 22.49% 12% 25% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 600 850
Spark Miles From Capital One

Spark Miles From Capital One

1
 
 
1 total votes
Starting Purchases APR
(Variable APR)
18.49% Starting Variable APR
Starting Balance Transfer APR
(Variable APR)
18.49% Starting Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850 600 850