Capital One® Spark® Miles for Business
in Business Credit Cards from Capital One
Would you recommend Capital One® Spark® Miles for Business to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 18.74% |
| Balance Transfer APR (Variable APR) | 18.74% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $95 |
Capital One® Spark® Miles for Business Review
Who is Capital One® Spark® Miles for Business designed for?
Capital One® Spark® Miles for Business is a credit card issued by Capital One.
This card is designed for businesses with good credit. The minimum credit score to apply is 700.
What are the relevant APRs for Capital One® Spark® Miles for Business?
Capital One® Spark® Miles for Business has a variable purchase APR of 18.74%. The card has a variable balance transfer APR of 18.74% .
It also has a variable cash advance APR of 24.74% . Note that late payments are subject to an APR of 31.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Capital One® Spark® Miles for Business have an introductory APR offer?
No, Capital One® Spark® Miles for Business does not come with an introductory APR offer for balance transfers.
Capital One® Spark® Miles for Business does not offer an introductory rate on new purchases.| Purchase APR | 18.74% |
| Balance Transfer APR | 18.74% |
| Cash Advance APR | 24.74% |
| Penalty APR | 31.15% |
What are the Capital One® Spark® Miles for Business fees?
The following fees apply to Capital One® Spark® Miles for Business:
- An annual fee of $95.
- A late payment penalty of up to $39.
Does Capital One® Spark® Miles for Business have a foreign transaction fee?
Capital One® Spark® Miles for Business does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 0% |
| Late Payment Fee | $39 |
Is there a Capital One® Spark® Miles for Business cash back or rewards program?
Capital One® Spark® Miles for Business offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:
- Airfare
- Car Rentals
- Every Purchase
- Hotels
Does Capital One® Spark® Miles for Business have a signup bonus?
Capital One® Spark® Miles for Business doesn't offer a cash signup bonus.
However, it does include a 50000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.
Does Capital One® Spark® Miles for Business offer an annual loyalty bonus?
Capital One® Spark® Miles for Business doesn't offer a cash loyalty bonus.
What are the Capital One® Spark® Miles for Business benefits?
Capital One® Spark® Miles for Business provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
Does Capital One® Spark® Miles for Business report your account activity to credit bureaus?
Capital One® Spark® Miles for Business reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Capital One® Spark® Miles for Business
- Visit the Capital One website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - Visit Site
Other Services by Capital One
Feature Breakdown
| Every Purchase (Points) | Get unlimited 1.5 miles on every purchase with your business credit card with no blackouts or seat restrictions, and no minimum to redeem |
Capital One® Spark® Miles for Business Community Reviews
Would you recommend Capital One® Spark® Miles for Business to your friends?
Other Business Credit Cards
Capital One Business Credit Cards
Capital One® Spark® Miles Select for Business
Rating not yet determined
Purchase APR
14.74% - 22.74%
Balance Transfer APR
14.74% - 22.74%
Credit Score Range
700 - 850
Annual Fee
$0
Spark Classic for Business From Capital One
Purchase APR
24.49%
Balance Transfer APR
24.49%
Credit Score Range
600 - 750
Annual Fee
$0
Capital One® Spark® Cash for Business
Rating not yet determined
Purchase APR
18.74%
Balance Transfer APR
18.74%
Credit Score Range
700 - 850
Annual Fee
$95
Capital One® Spark® Cash Select for Business
Rating not yet determined
Purchase APR
14.74% - 22.74%
Balance Transfer APR
14.74% - 22.74%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
18.74%
Balance Transfer APR
N/A
Credit Score Range
750 - 850
Annual Fee
$0
- 1st Summit Bank Business VISA® Credit Card
- Alaska Airlines Business credit card
- Alliance Credit Union Visa Business Cash Card
- BB&T Spectrum Travel Rewards Business Visa
- Business Advantage Cash Rewards Credit Card
- Capital One® Spark® Cash for Business
- Office Depot OfficeMax Business Credit Card
- PNC Visa Business Credit Card
- State Farm Bank Business Visa
- The Business Platinum Card from American Express
- US Bank FlexPerks Business Travel Rewards
- Wells Fargo Business Platinum Credit Card
