Features

Who is this credit card designed for?

US Bank Ace Rewards Visa Business Visa Card is a credit card issued by US Bank, which is based in Minneapolis, MN, and was established in 1968.

US Bank Ace Rewards Visa Business Visa Card is designed for small businesses with a credit score of 500 to 850.It is a particularly good option for businesses looking for a rewards credit card without an annual fee. The card includes a rewards program that allows you to convert your business purchases into travel, gifts, and other perks.

This card allows balance transfers, which is an attractive feature if you have a balance on other business credit cards and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

US Bank Ace Rewards Visa Business Visa Card charges a variable APR on new purchases that ranges from 15.24% to 24.24%. Balance transfer APRs, which are also variable, range from 15.24% to 24.24%.

Is an introductory APR offer available?

Yes, US Bank Ace Rewards Visa Business Visa Card offers an introductory APR rate of 0%.

What are the fees?

The following fees apply to US Bank Ace Rewards Visa Business Visa Card:

  • A late payment penalty of $19.
  • A returned payment fee of $39.
  • An overlimit fee of $39.
  • A foreign transaction fee of 3%. This means that all transactions in a foreign currency get hit with a 3% commission. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.
  • Is a rewards program offered?

    US Bank Ace Rewards Visa Business Visa Card offers a rewards program to its customers. Business that make purchases in the following categories can earn bonus rewards:

  • Gas
  • Every purchase
  • Is a signup bonus offered?

    No, it doesn't offer a cash signup bonus.

    What additional benefits does are offered?

    US Bank Ace Rewards Visa Business Visa Card provides the following benefits:

  • Car rental insurance. A great perk, particularly if you travel regularly for businenss. Just remember that some vehicles, such as exotic cars and moving trucks may not be covered.
  • Fraud liability. This has become a pretty standard perk with credit cards but it's just as important to have.
  • Travel insurance
    • Credit Score Range
      500 - 850
    • Minimum Age
      18
    • Customer Type
      Business
    • Grace Period / Deferred Interest
      24
    • Late Payment Penalty
      $19
    • Minimum Interest Charge
      $2
    • Over-Limit Fee
      $39
    • Returned Payment Fee
      $39
    • Foreign Currency Transaction Fee
      3%
    • No Annual Fee
    • Card Type
      • Balance Transfer
      • Rewards
    • Card Network
      Visa
    • Car Rental Insurance
    • Fraud Liability
    • Travel Insurance
    • Points
    • Purchases APR (variable)
      15.24% - 24.24%
    • Transfer Fee
      3% ($5 minimum)
    • Balance Transfer APR (variable)
      15.24% - 24.24%
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