US Bank Business Platinum Visa Card
in Business Credit Cards from US Bank
Would you recommend US Bank Business Platinum Visa Card to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 12.24% - 20.24% |
| Balance Transfer APR (Variable APR) | 12.24% - 20.24% |
| Credit Score Range | 700 - 850 |
US Bank Business Platinum Visa Card Review
Who is US Bank Business Platinum Visa Card designed for?
US Bank Business Platinum Visa Card is a credit card issued by US Bank.
This card is designed for businesses with good credit. The minimum credit score to apply is 700.
What are the relevant APRs for US Bank Business Platinum Visa Card?
US Bank Business Platinum Visa Card has a variable purchase APR that ranges from 12.24% up to 20.24% . The card has a variable balance transfer APR that ranges from 12.24% up to 20.24% .
It also has a variable cash advance APR of 26.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does US Bank Business Platinum Visa Card have an introductory APR offer?
Yes, US Bank Business Platinum Visa Card offers an introductory APR rate on balance transfers of 0%
This card does offer an introductory APR rate on new purchases of 0%
| Purchase APR | 12.24% - 20.24% |
| Balance Transfer APR | 12.24% - 20.24% |
| Cash Advance APR | 26.24% |
| Penalty APR | 29.99% |
What are the US Bank Business Platinum Visa Card fees?
The following fees apply to US Bank Business Platinum Visa Card:
- There is no annual fee.
- A late payment penalty of up to $39.
- A returned payment fee of up to $35.
- An overlimit fee of $39.
Does US Bank Business Platinum Visa Card have a foreign transaction fee?
US Bank Business Platinum Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $19 to $39 |
Is there a US Bank Business Platinum Visa Card cash back or rewards program?
No, US Bank Business Platinum Visa Card does not offer a rewards program.
What are the US Bank Business Platinum Visa Card benefits?
US Bank Business Platinum Visa Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Assistance
- Reports to major credit bureaus
Does US Bank Business Platinum Visa Card report your account activity to credit bureaus?
US Bank Business Platinum Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for US Bank Business Platinum Visa Card
- Visit the US Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 - Visit Site
Other Services by US Bank
Feature Breakdown
| Annual Fee | $0 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 24 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee (%) | 3% - 5% |
| Cash Advance Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
| Late Fee Amount | $19 - $39 |
| Minimum Cash Advance Fee ($) | $5 - $20 |
| Minimum Interest Charge | $2 |
| Over-Limit Fee | $39 |
| Returned Payment Fee | $35 |
US Bank Business Platinum Visa Card Community Reviews
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