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  US Bank Business Platinum Visa Card

US Bank Business Platinum Visa Card

in Business Credit Cards from US Bank

Unaffiliated

US Bank Business Platinum Visa Card

Unaffiliated

in Business Credit Cards from US Bank

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 9.99% - 17.99%
Balance Transfer APR  (Variable APR) 9.99% - 17.99%
Credit Score Range 700 - 850
Annual Fee $0

US Bank Business Platinum Visa Card Review

US Bank Business Platinum Visa Card FAQ

Who is US Bank Business Platinum Visa Card designed for?

US Bank Business Platinum Visa Card is a credit card issued by US Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for US Bank Business Platinum Visa Card?

US Bank Business Platinum Visa Card has a variable purchase APR that ranges from 9.99% up to 17.99% . The card has a variable balance transfer APR that ranges from 9.99% up to 17.99% .

It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does US Bank Business Platinum Visa Card have an introductory APR offer?

Yes, US Bank Business Platinum Visa Card offers an introductory APR rate on balance transfers of 0% for a period of 20 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 20 months.

US Bank Business Platinum Visa Card Rates & Terms
Purchase APR 9.99% - 17.99%
Balance Transfer APR 9.99% - 17.99%
Cash Advance APR 23.99%
Penalty APR 29.99%

What are the US Bank Business Platinum Visa Card fees?

The following fees apply to US Bank Business Platinum Visa Card:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $35.
  • An overlimit fee of $39.

Does US Bank Business Platinum Visa Card have a foreign transaction fee?

US Bank Business Platinum Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

US Bank Business Platinum Visa Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $19 to $39

Is there a US Bank Business Platinum Visa Card cash back or rewards program?

No, US Bank Business Platinum Visa Card does not offer a rewards program.

What are the US Bank Business Platinum Visa Card benefits?

US Bank Business Platinum Visa Card provides the following benefits:

  • Reports to major credit bureaus

Does US Bank Business Platinum Visa Card report your account activity to credit bureaus?

Yes, US Bank Business Platinum Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for US Bank Business Platinum Visa Card

  • Visit the US Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 20 months
Annual Fee $0
No Annual Fee  
No Interest Grace Period for Late Payment 24 days
Cash Advance Fee (%) Up to 5%
Cash Advance Fee Minimum $5
Foreign Currency Transaction Fee 3%
Late Fee Amount $19 - $39
Minimum Cash Advance Fee ($) Starting at $5
Minimum Interest Charge $2
Over-Limit Fee $39
Returned Payment Fee $35
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Purchase Protection
  • Travel Assistance
Rewards Type No Rewards
Balance Computation 'average daily balance (including new purchases)
Cash Advance APR (Variable APR) 23.99%
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 9.99% - 17.99%
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Balance Transfer Intro APR Period (Variable APR) 20 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 9.99% - 17.99%
Card Network Visa
Card Type
  • Balance Transfer
  • Low Interest
  • Zero Percent

US Bank Business Platinum Visa Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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