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  Valley Strong Credit Union Business Visa Platinum

Valley Strong Credit Union Business Visa Platinum

in Business Credit Cards from Valley Strong Credit Union

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Valley Strong Credit Union Business Visa Platinum

Unaffiliated

in Business Credit Cards from Valley Strong Credit Union

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Highlights
Purchase APR  (Variable APR) 8.5% - 14.5%
Balance Transfer APR  (Variable APR) 8.5% - 14.5%
Credit Score Range 600 - 850
Annual Fee $0

Valley Strong Credit Union Business Visa Platinum Review

Valley Strong Credit Union Business Visa Platinum FAQ

Who is Valley Strong Credit Union Business Visa Platinum designed for?

Valley Strong Credit Union Business Visa Platinum is a credit card issued by Valley Strong Credit Union. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

This card has a credit limit of up to 5000.

What are the relevant APRs for Valley Strong Credit Union Business Visa Platinum?

Valley Strong Credit Union Business Visa Platinum has a variable purchase APR that ranges from 8.5% up to 14.5% . The card has a variable balance transfer APR that ranges from 8.5% up to 14.5% .

It also has a variable cash advance APR that ranges from 10% up to 16.5% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Valley Strong Credit Union Business Visa Platinum have an introductory APR offer?

No, Valley Strong Credit Union Business Visa Platinum does not come with an introductory APR offer for balance transfers.

Valley Strong Credit Union Business Visa Platinum does not offer an introductory rate on new purchases.

Valley Strong Credit Union Business Visa Platinum Rates & Terms
Purchase APR 8.5% - 14.5%
Balance Transfer APR 8.5% - 14.5%
Cash Advance APR 10% - 16.5%
Penalty APR 0%

What are the Valley Strong Credit Union Business Visa Platinum fees?

The following fees apply to Valley Strong Credit Union Business Visa Platinum:

  • There is no annual fee.
  • A late payment penalty of up to $10.
  • A returned payment fee of up to $30.
  • There is no overlimit fee

Does Valley Strong Credit Union Business Visa Platinum have a foreign transaction fee?

Valley Strong Credit Union Business Visa Platinum charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Valley Strong Credit Union Business Visa Platinum Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $30
Late Payment Fee $10

Is there a Valley Strong Credit Union Business Visa Platinum cash back or rewards program?

No, Valley Strong Credit Union Business Visa Platinum does not offer a rewards program.

What are the Valley Strong Credit Union Business Visa Platinum benefits?

Valley Strong Credit Union Business Visa Platinum provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Assistance
  • Reports to major credit bureaus

Does Valley Strong Credit Union Business Visa Platinum report your account activity to credit bureaus?

Yes, Valley Strong Credit Union Business Visa Platinum reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Valley Strong Credit Union Business Visa Platinum

  • Visit the Valley Strong Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00am
  • Tuesday 9:00am - 5:00am
  • Wednesday 9:00am - 5:00am
  • Thursday 9:00am - 5:00am
  • Friday 9:00am - 6:00am
  • Saturday 9:00am - 1:00am

Other Services by Valley Strong Credit Union

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Feature Breakdown

Annual Fee $0
Minimum Interest Charge $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee $0
Cash Advance Fee (%) 2%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 1%
Late Fee Amount $10
Minimum Cash Advance Fee ($) $10
Returned Payment Fee $30
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Assistance
  • Concierge
Rewards Type No Rewards
Balance Computation Average daily balance (including new purchases)
Cash Advance APR (Variable APR) 10% - 16.5%
Credit Limit $5,000 - $100,000
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 8.5% - 14.5%
Balance Transfer Fee % 0%
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer Fee Minimum $0
Balance Transfer APR (Variable APR) 8.5% - 14.5%
Card Network Visa
Card Type
  • Low Interest

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