Last Updated: 04/18/2025
Valley Strong Credit Union Business Visa Platinum
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
8.5% - 14.5%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
8.5% - 14.5%(Verified 06/21/2024)
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Annual Fee
$0
Credit Score Range
600 - 850
Valley Strong Credit Union Business Visa Platinum Review
This is a card issued by Valley Strong Credit Union. If you're wondering whether Valley Strong Credit Union Business Visa Platinum is the right card for you, read on.
Key Takeaways
- APRs: Valley Strong Credit Union Business Visa Platinum has a variable regular purchase APR that ranges from 8.5% up to 14.5%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Valley Strong Credit Union business credit card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 8.5% up to 14.5% . The card has a variable balance transfer APR that ranges from 8.5% up to 14.5% .
It also has a variable cash advance APR that ranges from 10% up to 16.5% .
The good news is this business card does not charge a penalty APR if you are late on a payment.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 8.5% - 14.5% |
| Balance Transfer APR | 8.5% - 14.5% |
| Cash Advance APR | 10% - 16.5% |
| Penalty APR | 0% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of $10 .
- A returned payment fee of $30.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | $30 |
| Late Payment Fee | $10 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
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| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Message from Valley Strong Credit Union business credit card
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00AM
Tuesday
9:00AM - 5:00AM
Wednesday
9:00AM - 5:00AM
Thursday
9:00AM - 5:00AM
Friday
9:00AM - 6:00AM
Saturday
9:00AM - 1:00AM