Valley Strong Credit Union Business Visa Platinum
Not enough votes for recommendation
Explore a similar product
Try this top product in Business Credit Cards.
| Purchase APR (Variable APR) | 8.5% - 14.5% |
| Balance Transfer APR (Variable APR) | 8.5% - 14.5% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Valley Strong Credit Union Business Visa Platinum Review
Key Takeaways
- Competitive APRs. Valley Strong Credit Union Business Visa Platinum has a variable purchase APR that ranges from 8.5% up to 14.5%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Valley Strong Credit Union business credit card
| The Good | The Bad |
|---|---|
|
|
Valley Strong Credit Union business credit card FAQ
Who is Valley Strong Credit Union business credit card designed for?
This is a credit card issued by Valley Strong Credit Union.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.
This business card has a credit limit of up to 5000.
What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 8.5% up to 14.5%. The card has a variable balance transfer APR that ranges from 8.5% up to 14.5%.
It also has a variable cash advance APR that ranges from 10% up to 16.5%.
The good news is this business card does not charge a penalty APR if you are late on a payment.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 8.5% - 14.5% |
| Balance Transfer APR | 8.5% - 14.5% |
| Cash Advance APR | 10% - 16.5% |
| Penalty APR | 0% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $10.
- A returned payment fee of up to $30.
- There is no overlimit fee
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | $30 |
| Late Payment Fee | $10 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Fraud Liability
- Travel Assistance
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (661) 833-7900.
What is the support contact email?
The support contact email for this business credit card is valleystrong@valleystrong.com.
Does Valley Strong Credit Union Business Visa Platinum report your account activity to credit bureaus?
Yes, Valley Strong Credit Union Business Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Valley Strong Credit Union .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Valley Strong Credit Union business credit card
Contact
- Headquarters
-
1341 Allen Road Bakersfield,
Bakersfield, CA 93314 USA - (661) 833-7900
- Visit Site
- Email Support
Other Services by Valley Strong Credit Union
Feature Breakdown
| Annual Fee | $0 |
| Cash Advance Fee (%) | 2% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | $10 |
| Minimum Cash Advance Fee ($) | $10 |
| Minimum Interest Charge | $0 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Over-Limit Fee | $0 |
| Returned Payment Fee | $30 |
Be the first to rate
Would you recommend Valley Strong Credit Union Business Visa Platinum to your friends?
Other Business Credit Cards
Valley Strong Credit Union Business Credit Cards
- American Express® National Bank Credit Card
- Arvest Bank Visa® Purchasing Credit Card
- Associated Bank Visa® Business Real Rewards Card
- Bremer Bank Visa Signature Business Company Card
- Coast Central CU Business Visa Credit Card
- Cobalt Credit Union Platinum Plus Business Visa
- LGE Community Credit Union Business Visa
- Nevada State Bank Cash Business Visa Card
- OMNI Community CU Business Credit Card
- Renasant Bank Visa® Business Card
- SCHEELS® Business Visa® Card
- Southwest Rapid Rewards Performance Business Credit Card
