Last Updated: 04/18/2025
Business Capital Mart Lines of Credit
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 5.75%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
700 - 850
Amount Range
Up to $500,000
Business Capital Mart Lines of Credit Review
Business Capital Mart Lines of Credit is offered by Business Capital Mart, a marketplace lending platform founded in 2014 and based in Birmingham, AL. Business Capital Mart Lines of Credit are available in states.
Business Capital Mart Lines of Credit FAQ
What APRs does Business Capital Mart Lines of Credit offer?
Business Capital Mart Lines of Credit offers an APR that starts at 5.75% APR.
Does Business Capital Mart Lines of Credit charge an origination fee?
Yes, Business Capital Mart Lines of Credit charges an origination fee.
Does Business Capital Mart Lines of Credit charge prepayment fees?
No, Business Capital Mart Lines of Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the line of credit balance off early.
What is the maximum term you can get with Business Capital Mart Lines of Credit?
Business Capital Mart Lines of Credit offers business lines of credit with a maximum term of 120 months. Having the option of longer terms allows borrowers to take on larger line of credit amounts while keeping monthly payments more affordable. However, the longer the term of the amounts you borrow, the more interest you will pay.
What do you need to qualify for Business Capital Mart Lines of Credit?
Applicants with a credit score of at least 700 and up to 850 may be eligible for Business Capital Mart Lines of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Business Capital Mart Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Business Capital Mart Lines of Credit.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Bank account information
- Business formation documents
- Proof of identity
What is the estimated funding time for the Business Capital Mart Lines of Credit?
Business Capital Mart Lines of Credit can fund business lines of credit within 1 business day of approval.
What are the business financing requirements for Business Capital Mart Lines of Credit?
To apply for Business Capital Mart Lines of Credit, the applicant needs to provide the following documentation:
- Business license
- Business bank account
Does Business Capital Mart Lines of Credit report your account activity to credit bureaus?
Yes, Business Capital Mart Lines of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Business Capital Mart perform a hard credit pull?
Yes, Business Capital Mart Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
What types of business lines of credit does Business Capital Mart offer?
Business Capital Mart only offers unsecured lines of credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Business Capital Mart Lines of Credit
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed