Last Updated: 04/18/2025
KeyPoint CU Business Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05% - 0.10%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $25
Minimum Balance to Earn APY
$25
KeyPoint CU Business Savings Account Review
KeyPoint CU Business Savings Account is offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. KeyPoint CU Business Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
- $0 monthly account fees available. This account charges a monthly fee of up to $5, but the fee may be waived if you keep a minimum balance of$500.
- No ATM fees. KeyPoint CU Business Savings Account does not charge fees on ATM transactions .
KeyPoint CU Business Savings Account Pros & Cons
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KeyPoint CU Business Savings Account FAQ
Are business savings accounts from keypoint credit union federally insured?
No, your KeyPoint Credit Union business savings accounts are not insured by a federal insurance agency. This means that if KeyPoint Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
Does KeyPoint Credit Union offer a signup bonus?
KeyPoint CU Business Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for KeyPoint CU Business Savings Account?
The minimum deposit to open a KeyPoint CU Business Savings Account is $25.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does KeyPoint CU Business Savings Account offer?
KeyPoint CU Business Savings Account offers a variable APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).
What fees does KeyPoint CU Business Savings Account charge?
KeyPoint CU Business Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $500.
What features and perks does KeyPoint CU Business Savings Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - KeyPoint CU Business Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to KeyPoint CU Business Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for KeyPoint CU Business Savings Account?
The customer support email for KeyPoint CU Business Savings Account is info@kpcu.com.
Is KeyPoint CU Business Savings Account legit?
KeyPoint Credit Union was founded in 1979; it is a well-established company that has been in business for 47 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
9:00AM - 5:00PM
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:30AM - 2:00PM
Saturday
9:30AM - 2:00PM