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Last Updated: 04/18/2025

Check 'n Go Payday Loans

in Cash Advances from Check 'n Go

Last Updated: 04/18/2025

Mostly not recommended25 total votes

9 users recommend

1 users are unsure

15 users don't recommend

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Highlights

Community Rating

Mostly not recommended

Key Takeaway 3

N/A

Amount Range

$100 - $865

Fee

$25 - $134.07

Minimum Monthly Income

N/A

Number of Reviews

Check 'n Go Payday Loans Review

Check 'n Go Payday Loans is offered by Check 'n Go, a direct lender founded in 1994 and based in Cincinnati, OH. Check 'n Go Payday Loans are available in 18 states.

Check 'n Go Payday Loans FAQ

What rates and fees does Check 'n Go Payday Loans charge?

Check 'n Go Payday Loans offers advances with fees ranging from $25 to $134.07. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 456.25% to 1520.83%.

How much cash can you access from Check 'n Go Payday Loans?

Advances start at $100 and go up to $865 depending on how much you qualify for.

What is the maximum term you can get with Check 'n Go Payday Loans?

Check 'n Go offers avances with a maximum term of 31 days.

What do you need to qualify for Check 'n Go Payday Loans?

Check 'n Go Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.

Does Check 'n Go Payday Loans run credit checks?

No, Check 'n Go Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion).

What is the estimated funding time for a cash advance via Check 'n Go Payday Loans?

Check 'n Go Payday Loans will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.

Is Check 'n Go a legit company?

Check 'n Go was founded in 1994, it is a well-established company that has been in business for 32 years. Check 'n Go Payday Loans is mostly not recommended by SuperMoney community users.

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Message from our editor

What we love about Check 'n Go loans

Check 'n Go's is a fast and reliable source of credit and has as a wide selection of products. Borrowers with poor credit can qualify and it has an easy application process.

What could Check 'n Go loans do better?

The fees and interest rates for Check 'n Go loans are very high and their loan products are not available in all states. Loan amounts are also low, so this is not a great option if you need more than $5,000.

Check 'n Go backstory

Founded in 1994, Check 'n Go has one purpose in mind: "provide financial solutions to the problems ignored by 'traditional' lenders, such as banks." Check `n Go was founded to serve the money needs of people wh are underbanked. It opened its first payday loan store in Covington, Kentucky in 1994. Since then, they have grown to be an industry leader with nearly 1,000 stores in the U.S.

The Verdict

Check ’n Go offers paydays and installment loans for borrowers with financial emergencies. If you qualify, you can get access to money fast, but the interest rates and fees are very high. These loans are best avoided unless it's a real emergency. In such a case, it's a convenient source of fast cash that you can apply for online or at one of their many brick-and-mortar stores.

Contact

Headquarters

7755 Montgomery Rd

Suite 400

Cincinnati, OH 45236

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