Is Check 'n Go Payday Loans the right fit for you?

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Last Updated: 12/19/2025

Check 'n Go Payday Loans

from Check 'n Go

Last Updated: 12/19/2025

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Mostly not recommended25 total votes

9 users recommend

1 user is unsure

15 users don't recommend

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Highlights

Community Rating

Mostly not recommended

Key Takeaway 3

N/A

Amount Range

$100 - $865

Instant Transfer Fee

$25 - $134.07

Minimum Monthly Income

N/A

Number of Reviews

Check 'n Go Payday Loans Review

Check 'n Go Payday Loans is offered by Check 'n Go, a direct lender founded in 1994 and based in Cincinnati, OH. Check 'n Go Payday Loans are available in 18 states.

Check 'n Go Payday Loans FAQ

What rates and fees does Check 'n Go Payday Loans charge?

Check 'n Go Payday Loans offers advances with fees ranging from $25 to $134.07. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 456.25% to 1520.83%.

How much cash can you access from Check 'n Go Payday Loans?

Advances start at $100 and go up to $865 depending on how much you qualify for.

What is the maximum term you can get with Check 'n Go Payday Loans?

Check 'n Go offers avances with a maximum term of 31 days.

What do you need to qualify for Check 'n Go Payday Loans?

Check 'n Go Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.

Does Check 'n Go Payday Loans run credit checks?

No, Check 'n Go Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion).

What is the estimated funding time for a cash advance via Check 'n Go Payday Loans?

Check 'n Go Payday Loans will typically approve (or deny) applications within hour and fund the cash advance as soon as 1 business days of approval.

Is Check 'n Go a legit company?

Check 'n Go was founded in 1994, it is a well-established company that has been in business for 32 years. Check 'n Go Payday Loans is mostly not recommended by SuperMoney community users.

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Message from our editor

What we love about Check 'n Go loans

Check 'n Go's is a fast and reliable source of credit and has as a wide selection of products. Borrowers with poor credit can qualify and it has an easy application process.

What could Check 'n Go loans do better?

The fees and interest rates for Check 'n Go loans are very high and their loan products are not available in all states. Loan amounts are also low, so this is not a great option if you need more than $5,000.

Check 'n Go backstory

Founded in 1994, Check 'n Go has one purpose in mind: "provide financial solutions to the problems ignored by 'traditional' lenders, such as banks." Check `n Go was founded to serve the money needs of people wh are underbanked. It opened its first payday loan store in Covington, Kentucky in 1994. Since then, they have grown to be an industry leader with nearly 1,000 stores in the U.S.

The Verdict

Check ’n Go offers paydays and installment loans for borrowers with financial emergencies. If you qualify, you can get access to money fast, but the interest rates and fees are very high. These loans are best avoided unless it's a real emergency. In such a case, it's a convenient source of fast cash that you can apply for online or at one of their many brick-and-mortar stores.

Contact

Headquarters

7755 Montgomery Rd

Suite 400

Cincinnati, OH 45236

Visit Site

Email Support

Other Services by Check 'n Go

Availability

Available in 18 states.

Alabama
California
Florida
Hawaii
Illinois
Indiana
Kansas
Maine
Michigan
Mississippi
Missouri
Nevada
North Dakota
Ohio
Oklahoma
South Dakota
Texas
Utah

SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -24, or 2.5 on a 5-point rating scale.

-24

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Reviewer Sentiment Over Time

Check 'n Go Payday Loans Community Reviews

Would you recommend Check 'n Go Payday Loans to your friends?

Samantha K.

Dec 19, 2025

Would not Recommend

I applied for a loan due to being in a financial crunch, and this was the first place I tried. They didn't loan me money, as I was turned down. I'm okay with being turned down. What I'm don't appreciate is you selling my phone number and loan request details online with other companies. I personally think it's a shifty way to do business, and your lack of respect for ...Show More

John A.

Mar 8, 2023

Would not Recommend

Can't pay online. Liars. Cheats. Scammers. Thieves. Need I say more?

Troy S.

Feb 1, 2023

Would not Recommend

Took a loan due the 3rd my payday 2 diff. Women 1 from midland 1 from bay city check and go said they would take money the 2 nd this would screw up your bank account people I'll leave another review the 3 rd let you know how it went

Cody B.

Mar 21, 2022

Would not Recommend

Check N Go sucks I have a income and proof and I have pretty good credit but can't get a payday advance when I needed it the most I can't get help with my bills from the government or from family!

Tishuanna J.

Dec 29, 2021

Would Recommend

They was Easy they was helpful quick approval respectful in care about they clients .. it doing all they can to help

Holly S.

Nov 4, 2020

May or may not recommend

There are pros and cons to the pay day loan. For me, it provided financial relief from another loan I had. I was accepted for a higher loan than I expected, which made me happy, and I was able to refinance after six months. I was paying biweekly though. My job at the time wasn’t paying me direct deposit all the time, so I had to go into the store ...Show More

Valeri T.

Jan 30, 2020

Would Recommend

I was impressed at how efficient & fast-Bianca was. I was never overwhelmed with the paperwork or details. Everything was explained to my complete satisfaction. The office was very clean, warm & friendly. It was a great experience. I can't wait to return! Val

Patricia A.

Aug 28, 2019

Would not Recommend

I have taken loans out and with the 2nd loan they purposely messed up then sent me to collections, regular bs of course cause they are the ones that messed up ????. Then my wife got a loan there for our wedding, they were taking payments out just fine then all of a sudden with no calls sent her to collections when she was the one calling asking what's going ...Show More

Josie E.

Aug 4, 2019

Would Recommend

Great staff very friendly! Very fast and efficient! Very professional.

Marchele S.

Jul 22, 2019

Would Recommend

Very friendly and caring. They will work with you when needed

Anonymous

Jul 17, 2019

Would not Recommend

They are trying to now SUE me with the San Diego County Corts for a $255. check they said I didn't pay back in 2015! No notice, no letter, no certified letter, no collection agency calling me, no emails, nothing! Oh and they called my mom and best friend looking for me right after leaving their first email. Now my family is freaked out thinking im ring to be arrested. ...Show More

Tiara N.

May 31, 2019

Would Recommend

Check 'n Go is a friendly atmosphere!! And when i need a loan they are always on time and never had any problems!!! ????

Sonia M.

Feb 11, 2019

Would not Recommend

These people have the most horrible customer service ever. Their online website posts lies and then when you call to get assistance because of it, they will just put you off and pretty much tell you that it's not their problem and not let you talk to anyone who can actually assist you in any productive manner. They will just tell you that you signed a contract and ...Show More

Sawalach Napash S.

Jan 18, 2019

Would not Recommend

I called and talked to a customer service rep by the name of Tiffany and I asked her to take me off of automatic pay. My money was not supposed to be have been taking out, I checked my account at close to 5am and they took my money out of my account, I can hardly wait to talk to these got damn demons with they lying asses. They do ...Show More

Noahmother T.

Dec 29, 2018

Would Recommend

I love this place I tried out a few other places but the one on 56 in Tampa is the best clean friendly n you will leave with a smile on your face

Benjamin H.

Nov 17, 2018

Would Recommend

Very nice and very helpful in any way I went to the one in Anderson sc

Karlena D.

Sep 3, 2018

Would Recommend

Very friendly and helpful Will recommend highly. Brandy is awesome Fast and friendly service

Richard W.

Apr 13, 2018

Would Recommend

My loan was fast and easy with great customer service. Richard

Tim Mc Niff

Dec 16, 2017

Would not Recommend

You get what you "ahem" pay for. Payday loans are legalized loan sharking. They don't care if your payments are on-time. They only care when payments are late and will hound you anyway they can, minus the broken legs. It's a viscous cycle. DO NOT DO IT!!!

Anonymous

Apr 3, 2017

Would not Recommend

I JUST DID AN APPLICATION ON LINE, THEY MAKE IT SOUNDS SO SIMPLE GOT DENIED ON THE SPOT.

Showing 20 of 25 reviews

Check 'n Go Payday Loans

Cast Your Vote

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Highlights

Check 'n Go Payday Loans Review

Check 'n Go Payday Loans FAQ

What rates and fees does Check 'n Go Payday Loans charge?

How much cash can you access from Check 'n Go Payday Loans?

What is the maximum term you can get with Check 'n Go Payday Loans?

What do you need to qualify for Check 'n Go Payday Loans?

Does Check 'n Go Payday Loans run credit checks?

What is the estimated funding time for a cash advance via Check 'n Go Payday Loans?

Is Check 'n Go a legit company?

Message from our editor

What we love about Check 'n Go loans

What could Check 'n Go loans do better?

Check 'n Go backstory

The Verdict

Contact

Other Services by Check 'n Go

Availability

Check 'n Go Payday Loans Community Reviews

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