FNBO Direct Online CD

FNBO Direct Online CD

in CD Accounts from FNBO Direct


FNBO Direct Online CD


in CD Accounts from FNBO Direct

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Minimum Initial Deposit $500
Deposit Term
  • 6 months
  • 9 months
  • 12 months
  • 18 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
APY (Annual Percentage Yield) 0.16% - 1.15%

FNBO Direct Online CD Review

FNBO Direct Online CD is offered by FNBO Direct, founded in 1857 and based in Omaha, NE. FNBO Direct Online CD is available in 50 states (and Washington, DC).

FNBO Direct Online CD FAQ

Are cd accounts from FNBO Direct federally insured?

No, your FNBO Direct cd accounts are not insured by a federal insurance agency. This means that if FNBO Direct were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What types of CDs does FNBO Direct offer?

  • Callable
  • IRA
  • Jumbo
  • Traditional

What APY does FNBO Direct offer on its CDs?

FNBO Direct Online CD offers an APY starting at 0.16% and ranging up to 1.15% (APY stands for annual percentage yield, rates may change).

What types of terms does FNBO Direct Online CD offer?

FNBO Direct offers CD terms of the following lengths:
FNBO Direct Online CD Rates & Terms
APY (Annual Percentage Yield) 0.16% - 1.15%
APY Type Fixed APY
3-Month APY N/A
6-Month APY 0.16%
11-Month APY N/A
12-Month APY 0.31%
2-Year APY 0.5%
3-Year APY 0.7%
4-Year APY 0.9%
5-Year APY 1.15%
7-Year APY N/A

What is the minimum deposit to open a CD account with FNBO Direct?

FNBO Direct Online CD requires a minimum initial deposit of $500 to open an account.

What types of early withdrawal penalties does FNBO Direct Online CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

FNBO Direct does not charge an early withdrawal fee.

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About FNBO Direct Online CD


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $500
Grace Period for Account Changes 10 days
2-Year APY 0.5%
3-Year APY 0.7%
4-Year APY 0.9%
5-Year APY 1.15%
6-Month APY 0.16%
12-Month APY 0.31%
APY (Annual Percentage Yield) 0.16% - 1.15%
CD Accounts
  • Callable
  • IRA
  • Jumbo
  • Traditional

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