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Last Updated: 01/09/2026

Healthcare Bank High Yield CDs

in CD Accounts from Healthcare Bank

Last Updated: 01/09/2026

Healthcare Bank High Yield CDs logo
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Highlights

APY (Annual Percentage Yield)

3.75%(Verified 12/10/2025)

Minimum Opening Deposit

N/A

Certificate Term

7 months
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Healthcare Bank High Yield CDs Review

Healthcare Bank High Yield CDs are offered by Healthcare Bank, a bank founded in 2005 and based in Fargo, ND. 7-Month High Yield CDs are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Only one CD type available. 7-Month High Yield CDs only offers traditional CD accounts.
  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3.75%, which is much higher than the national average for a CD account.
  • Limited selection of CD terms. 7-Month High Yield CDs only offers one CD term. This limits your options when trying to set up a CD ladder.

Pros & Cons of Healthcare Bank High Yield CDs

Healthcare Bank High Yield CDs FAQ

Are CD from Healthcare Bank federally insured?

No, your Healthcare Bank CD accounts are not insured by a federal insurance agency. This means that if Healthcare Bank were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What types of CDs does Healthcare Bank offer?

7-Month High Yield CDs provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.

What rates does Healthcare Bank offer on its CDs?

The CD rates for this account have an APY of3.75% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1.6% APY for 12-month CDs.

What terms does 7-Month High Yield CDs offer?

Healthcare Bank offers CD terms of the following lengths:

What is the minimum deposit to open a CD account with Healthcare Bank?

What is the grace period for 7-Month High Yield CDs?

7-Month High Yield CDs does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does Healthcare Bank charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.
Healthcare Bank charges an early withdrawal fee.
Healthcare Bank does charge any of the fees we track.

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Headquarters

3100 13th Ave S
Fargo, ND 58103
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