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  MECU Regular CD

MECU Regular CD

in CD Accounts from MECU

Unaffiliated

MECU Regular CD

Unaffiliated

in CD Accounts from MECU

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Highlights
Highlights
Minimum Deposit $500
APY 1.25% - 2.60%
Deposit Term
  • 18 months
  • 9 months
  • 6 months
  • 12 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years

MECU Regular CD Review

MECU Regular CD is offered by MECU, a credit union founded in 1936 and based in Baltimore, MD. MECU Regular CD is offered in 1 state across the USA.

Are cd accounts from MECU federally insured?

No, your MECU cd accounts are not insured by a federal insurance agency. This means that if MECU were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What types of CDs does MECU offer?

  • IRA
  • Traditional

What APY does MECU offer on its CDs?

MECU Regular CD offers an APY starting at 1.25% and ranging up to 2.60% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What types of terms does MECU Regular CD offer?

MECU offers CD terms of the following lengths:
MECU Regular CD Rates & Terms
Description
APY 1.25% - 2.60%
APY Type Fixed APY
3-Month APY N/A
6-Month APY 1.25%
11-Month APY N/A
12-Month APY 2.00%
2-Year APY 2.20%
3-Year APY 2.30%
4-Year APY 2.40%
5-Year APY 2.60%
7-Year APY N/A

What is the minimum deposit to open a CD account with MECU?

MECU Regular CD requires a minimum initial deposit of $500 to open an account.

What types of early withdrawal penalties does MECU Regular CD charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

MECU does not charge an early withdrawal fee.

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About MECU Regular CD

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Maryland
Availabile in all of Maryland

Feature Breakdown

Grace Period for Account Changes 7
Minimum Deposit $500
APY 1.25% - 2.60%
6-Month APY 1.25%
12-Month APY 2.00%
2-Year APY 2.20%
3-Year APY 2.30%
4-Year APY 2.40%
5-Year APY 2.60%
CD Accounts
  • IRA
  • Traditional

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