Last Updated: 04/18/2025
The Citizens National Bank CD
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
N/A
Minimum Opening Deposit
Starting at $500
Certificate Term
- 1 month
- 3 months
- 12 months
- 15 months
- 5 years
The Citizens National Bank CD Review
The Citizens National Bank CD are offered by The Citizens National Bank, a bank founded in 1915 and based in Greenleaf, KS. The Citizens National Bank CD are available in 1 state.
Key Takeaways
- Small selection of CD account types. The Citizens National Bank CD only offers IRA and traditional CDs.
- $500 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
- Wide selection of CD terms. The Citizens National Bank CD allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of The Citizens National Bank CD
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The Citizens National Bank CD FAQ
Are CD from The Citizens National Bank federally insured?
Yes, your The Citizens National Bank CDs are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What types of CDs does The Citizens National Bank offer?
The Citizens National Bank CD provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
- IRA CDs. An IRA CD is a type of IRA that consists entirely of CDs. In general, you can invest in CDs in any IRA, but The Citizens National Bank CD offers a CD that is specifically for retirement.
What rates does The Citizens National Bank offer on its CDs?
What terms does The Citizens National Bank CD offer?
The Citizens National Bank offers CD terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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What is the minimum deposit to open a CD account with The Citizens National Bank?
The Citizens National Bank CD require a minimum deposit of $500 to open an account.
What is the grace period for The Citizens National Bank CD?
There is a 10-day grace period for The Citizens National Bank CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.
What types of fees, such as early withdrawal penalties, does The Citizens National Bank charge?
Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.
The Citizens National Bank charges an early withdrawal fee.
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Message from The Citizens National Bank CD
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
8:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 4:30PM
Saturday
9:00AM - 11:00AM