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  The Citizens National Bank CD

The Citizens National Bank CD

in CD Accounts from The Citizens National Bank · fdic

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The Citizens National Bank CD

Unaffiliated

in CD Accounts from The Citizens National Bank · Member FDIC

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Highlights
Minimum Opening Deposit Starting at $500
Certificate Term
  • 3 months
  • 12 months
  • 5 years
  • 1 month
  • 15 months
APY (Annual Percentage Yield) N/A

The Citizens National Bank CD Review

The Citizens National Bank CD is offered by The Citizens National Bank, a bank founded in 1915 and based in Greenleaf, KS. The Citizens National Bank CD is available in 1 state across the USA.

Key Takeaways
  • Small selection of CD account types. The Citizens National Bank CD only offers traditional and IRA CDs.
  • $500 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
  • Wide selection of CD terms. The Citizens National Bank CD allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of The Citizens National Bank CD
Pros Cons
  • FDIC insured.
  • Multiple CD terms available.
  • No charge on incoming domestic or international wire transfers.
  • Only available in one state.
  • There isn't a no-penalty CD option.
The Citizens National Bank CD FAQ

Are cd accounts from The Citizens National Bank federally insured?

Yes, your The Citizens National Bank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does The Citizens National Bank offer?

The Citizens National Bank CD provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.
  • IRA CDs. An IRA CD is a type of IRA that consists entirely of CDs. In general, you can invest in CDs in any IRA, but The Citizens National Bank CD offers a CD that is specifically for retirement.

What CD rates does The Citizens National Bank offer on its CDs?

What terms does The Citizens National Bank CD offer?

The Citizens National Bank offers CD terms of the following lengths:
The Citizens National Bank CD Rates & Terms
Description

What is the minimum deposit to open a CD account with The Citizens National Bank?

The Citizens National Bank CD requires a minimum deposit of $500 to open an account.

What is the grace period for The Citizens National Bank CD?

There is a 10-day grace period for The Citizens National Bank CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does The Citizens National Bank CD charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

The Citizens National Bank does not charge an early withdrawal fee.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From The Citizens National Bank CD

The Citizens National Bank offers a wide range of CDs and IRAs with competitive rates that meet your needs. Get started by speaking to a Customer Service Representative at your local CNB branch. 

Availability

  Available in 1 state
Kansas
Availabile in all of Kansas

Feature Breakdown

Minimum Opening Deposit Starting at $500
CD Accounts
  • Traditional
  • IRA
Grace Period for Account Changes 10 days
Certificate Term
  • 3 months
  • 12 months
  • 5 years
  • 1 month
  • 15 months

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